645 Mount Vernon Rd, Gap, PA, 17527
About This Home
This property is going to onsite auction 8/18/2026 at 6:00 PM and is being sold with reserve. LISTED PRICE IS ONLY A SUGGESTED OPENING BID AND IS NOT INDICATIVE OF THE FINAL SALES PRICE WHICH WILL BE BY SELLER CONFIRMATION DAY OF AUCTION. Terms: Down payment of $60,000 required day of auction. Settlement on or before October 19, 2026. Transfer taxes to be paid by buyer. Real Estate taxes shall be prorated. This exceptional 10-acre farmette offers a rare blend of country living, hobby farming, and business potential, with a spacious 2,800 sq. ft. farmhouse with 6 bedrooms and a first-floor bath. The property features an impressive 40’ x 80’ heated workshop with electric, water, radiant floor heat, and a 14’ x 11’ overhead door, with an adjacent shop including a finishing room and a power unit space, providing excellent space for woodworking, fabrication, storage, equipment, or a home-based business. The property also has a horse barn and a traditional bank barn with lots of fenced pastures and yard area, providing plenty of space for animals, gardening, or recreation!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Stone
- Roof: Asphalt,Shingle
- Construction materials: Aluminum Siding,Block,Copper Plumbing,CPVC/PVC,Frame,Stone,Stucco,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse/National Folk
- Property subType: Farm
Interior
Appliances
- Appliances included: Dryer,Water Heater
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Attic,Bathroom - Tub Shower,Family Room Off Kitchen,Open Floorplan,Floor Plan - Traditional,Eat-in Kitchen,Pantry,Other,Dry Wall,Plaster Walls
- Window features: Insulated Windows
- Flooring: Vinyl
- Fireplace features: Wood Burning Stove
- Finished area above ground: 2,844
Heating & Cooling
- Heating features: Hot Water,Radiator,Space Heater,Other,Propane,Wood
- Cooling features: None
Interior Area
- Total structure area: 2,844
- Total interior livable area: 2,844 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 5606586000000
- Zoning: AGRICULTURE
- Special condition: Auction
- Other equipment: None
- Exclusions: Diesel Power Unit Oven Refrigerator
- Horse amenities: Horses Allowed
Features
- Levels: Two and One Half
- Stories: 2
- Pool features: None
- Patio & porch: Porch
- Exterior features: Other
- Fencing: Board,Chain Link,Electric,Back Yard,Vinyl,Wood
- Horses can be raised: Yes
Lot
- Lot size: 10.20 Acres
- Features: Cleared,Corner Lot,Rural
Parking
- Total spaces: 20
- Parking features: Crushed Stone,Unpaved,Driveway,Off Street
- Has uncovered spaces: Yes
- Uncovered spaces: 20
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Drought
- Hail
- Hurricane
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $115 | $1,380 |
| Property Taxes | $832 | $9,984 |
| Electricity | $312 | $3,744 |
| Total | $3,787 | $45,444 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2001-10-12 | Sold | $275,000 |
Unknown Listed By
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