1885 SILO OAKS Place, Middleburg, FL, 32068
About This Home
Welcome to this home located in the gated community of White Oaks Estates,. Offering 5 bedrooms, 4 bathrooms, and over 3,500 square feet, this two-story home provides space, flexibility, and a functional layout. The property features tile flooring throughout the main living areas, new carpet in the bedrooms. The primary suite is located upstairs, along with two bedrooms sharing a hall bath and an additional bedroom with a private bath and walk-in closet. A fifth bedroom is located downstairs. Additional highlights include a paver driveway leading to a 3-car garage, and a screened lanai. No CDD fees. Conveniently located near shopping and dining. And has its own community dock!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Electric Cooktop,Electric Water Heater,Ice Maker,Microwave,Refrigerator
- Laundry features: In Unit,Lower Level,Sink
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Guest Suite,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,524 sqft
Property
Details
- Parcel number: 36042500831300214
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Rear Porch,Screened
- Fencing: Back Yard,Vinyl
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 10,018 sqft
- Features: Dead End Street,Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 3
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Coastal Flooding
- Hurricane
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $391 | $4,692 |
| Property Taxes | $410 | $4,920 |
| Electricity | $354 | $4,255 |
| Total | $4,062 | $48,744 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $595,000 |
| 2026-05-02 | Listed for sale | $635,000 |
| 2017-12-27 | Sold | $401,698 |
View on Zillow