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3354 Boyd Cir, Oxford, FL, 34484

3beds
2baths
1,361sqft
$334,814
$246price/sqft
$2,323/moest. monthly cost
$92,920/yrincome needed

About This Home

*This home is listed with Properties of The Villages, Agent is Sara Young 352-516-0692, posted here per request of the seller* Welcome to this meticulously maintained 3-bedroom, 2-bathroom home offering the perfect blend of comfort, functionality, and privacy. Situated on an expansive ¼-acre fully fenced homesite, with no homes behind, this property delivers rare backyard privacy with plenty of room to add your dream pool. An additional concrete slab expands your outdoor living possibilities. An upgraded home elevation and enhanced landscaping with stacked stone curbing adds impressive curb appeal, and the screened-in front porch offers a charming space. Inside, you'll find a carpet-free interior with upgraded ceiling fans throughout, and modern finishes that create a clean, cohesive feel. The primary suite features an added tray ceiling. The kitchen includes an upgraded sink and faucet, a 2025 dishwasher, and 2023 microwave. One of the standout features of this home is the rare 2-car plus golf car garage. The garage is equipped with custom shelving and a French cleat wall mounting system for exceptional organization and modular storage. A set of attic stairs and additional attic decking were added for generous storage space. Additional features include: custom made, solid wood barn door for the guest wing, gutters around the entire home, and a wi-fi smart thermostat for the HVAC system. Call today to schedule your private showing for this custom home in a family-friendly neighborhood.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 2

Property

Lot

  • Lot size: 10,672 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$227$2,724
Property Taxes $206$2,472
Electricity $197$2,366
Total$2,323$27,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,645/yr
40% on housing$69,690/yr
45% on housing$61,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 34484$202
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 34484$185
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Owner

AgentProperty Owner

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