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137 N Shoreview Dr, Panama City, FL, 32404

4beds
2baths
1,768sqft
$325,000
$184price/sqft
$2,588/moest. monthly cost
$103,520/yrincome needed

About This Home

Gorgeous 4 BR, 2 BA home (Rhett floor plan) in the Villages of Mill Bayou, a waterfront community featuring a resort-style pool and community bathrooms. Located directly behind North Bay Haven Charter Academy, this home offers an inviting open floor plan with a beautiful kitchen and large island bar, perfect for entertaining. The kitchen includes granite countertops, a walk-in pantry, excellent cabinet storage, and additional storage beneath the breakfast bar. The living room offers a double tray ceiling and views of the fenced backyard. The spacious primary suite also features a tray ceiling and ensuite bath with an updated custom tile shower, soaking tub, double vanities, and a large walk-in closet. A split bedroom layout provides three additional bedrooms and a full bath at the front of the home. Additional features include an interior laundry room, two car garage, hurricane shutters, and a privacy fenced backyard with maturing trees for added privacy. Call today for a private tour! *All information and measurements deemed accurate, please verify if important.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

4/10
4/10
6/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 12.75 x 11.08

Bedroom

  • Level: First
  • Dimensions: 12.58 x 11.58

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,768
  • Total interior livable area: 1,768 sqft

Living Room

  • Level: First
  • Dimensions: 16.25 x 15.25

Master Bedroom

  • Level: First
  • Dimensions: 14.91 x 11.08

Property

Details

  • Parcel number: 11352765370
  • Zoning description: Resid Single Family

Features

  • Pool features: Community
  • Patio & porch: Covered,Patio,Porch
  • Fencing: Fenced,Privacy

Lot

  • Lot size: 6,969 sqft
  • Features: Sprinkler System,Paved
  • Lot size dimensions: 54.0 ft x 130.0 ft

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$331$3,972
Property Taxes $417$5,004
Electricity $197$2,366
Total$2,588$31,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,731/yr
40% on housing$77,640/yr
45% on housing$69,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 32404$160
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32404$179
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$325,000
2020-08-07Listing removed$2,300
2020-07-21Listed for rent$2,300
2018-12-26Sold$244,900
2018-11-09Price change$244,900
2018-09-05Listed for sale$241,900

For Sale by Agent

AgentNatalie A Ryan
BrokerageCENTURY 21 Ryan Realty Inc

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