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3087 Velvet Trace Ln, Sparks, NV, 89436

5beds
3baths
2,684sqft
$675,000
$251price/sqft
$4,061/moest. monthly cost
$162,440/yrincome needed

About This Home

Set near Red Hawk Golf Course in one of Sparks' most desirable pockets, this well-maintained five-bedroom home offers space, comfort, and an easy sense of refinement. The two-story floor plan is light and inviting, with generous living areas, a bedroom and full bathroom on the lower level, updated fixtures, and a versatile loft that adds valuable flexibility for a second lounge, media space, office, or play area. The home feels open and livable without sacrificing function, offering five true bedrooms and room to gather, retreat, and grow. A fenced backyard extends the living space outdoors, creating a private setting for everyday use, pets, or relaxed entertaining. With a polished interior, spacious layout, and a sought-after location this home delivers the kind of clean, elevated living that feels both practical and refined.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
6/10
Sky Ranch Middle SchoolGrades 6-82.1 mi
4/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Pitched,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Gas Range,Microwave,Refrigerator
  • Laundry features: Cabinets,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Kitchen Island,Loft,Pantry,Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,684
  • Total interior livable area: 2,684 sqft

Property

Details

  • Parcel number: 52294401
  • Zoning: NUD

Features

  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: None
  • Spa features: None
  • Fencing: Back Yard,Full

Lot

  • Lot size: 4,356 sqft
  • Features: Corner Lot,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Lightning

FEMA Declared Disasters Across Nevada Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance $140$1,680
Property Taxes $258$3,096
Electricity $250$3,005
Total$4,061$48,732

Income You'd Need if You Spent...

35% on housing$139,234/yr
40% on housing$121,830/yr
45% on housing$108,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 89436$282
Washoe County$406

vs Homes Sold Last Month

Median $/sqft

ZIP 89436$284
Washoe County$314

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$675,000
2025-02-11Listing removed$3,100
2025-01-14Price change$3,100
2024-10-03Listed for rent$3,200
2022-11-15Listing removed--
2022-10-06Price change$2,750
2022-08-23Price change$3,100
2022-08-17Listed for rent$3,500
2022-07-22Sold$635,761
2022-07-07Pending sale$625,000
2022-07-06Listed for sale$625,000
2022-07-05Pending sale$625,000
2022-06-25Price change$625,000
2022-06-10Price change$649,900
2022-05-26Listed for sale$655,000
2019-12-23Sold$434,470
2019-12-04Listed for sale$434,930
2019-11-02Pending sale$434,930
2019-10-24Listed for sale$434,930

For Sale by Agent

AgentSoni Jackson
BrokerageSierra Sotheby's International

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