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20575 Whitewood Creek Rd, Whitewood, SD, 57793

6beds
2baths
2,247sqft
$350,000
$156price/sqft
$2,470/moest. monthly cost
$98,800/yrincome needed

About This Home

RARE opportunity to own this secluded 2.76-acre property with some of the BEST views in the Black Hills, showcasing a panorama that leavesy ou in smiling! 20575 Whitewood Creek Road in Deadwood, South Dakota includes a 2000 sq ft rustic cabin, sold "As is,"adding some history to this captivating landscape. Here's an awesome opportunity to renovate this piece of history! This private and gated property is accessed via a scenic 2.8-mile trail, this secluded retreat offers the utmost freedom to create your ideal mountain escape, unbound by covenants! Home stakeGold Mine's land below provides fishing and hiking access. Abundant wildlife, old growth pine trees, and a natural land bridge add to the allure, creating a true sanctuary. Enjoy nearby walk-in trout fishing, underground electricity, high-speed internet, and proximity to Deadwood's amenities and cultural attractions. Listed by David O'Hara, Engel & Völkers Black Hills LLC

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Spearfish High School - 01Grades 9-1210.1 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured On Land,Mobile Home

Interior

Appliances

  • Appliances included: None
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Wood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total structure area: 2,247
  • Total interior livable area: 2,247 sqft

Property

Details

  • Parcel number: 263400095200020

Features

  • Patio & porch: Open Deck
  • Waterfront features: Creek Side

Lot

  • Lot size: 2.76 Acres
  • Features: Cul-De-Sac,Bluff Site,Few Trees,Views,None

Parking

  • Parking features: No Garage,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire
Inland Flooding
Tornado

FEMA Declared Disasters in Lawrence County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $195$2,340
Property Taxes $335$4,020
Electricity $171$2,059
Total$2,470$29,640

Income You'd Need if You Spent...

35% on housing$84,685/yr
40% on housing$74,100/yr
45% on housing$65,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 57793$359
Lawrence County$299

vs Homes Sold Last Month

Median $/sqft

ZIP 57793$298
Lawrence County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-07Listed for sale$350,000
2026-01-01Listing removed$350,000
2025-03-31Listed for sale$350,000
2025-01-31Listing removed$350,000
2024-06-27Listed for sale$350,000
2024-01-29Listing removed$544,500
2023-12-21Price change$544,500
2023-08-01Listed for sale$550,000

For Sale by Agent

AgentDavid O'Hara
BrokerageEngel & Voelkers Black Hills Spearfish

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