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460 W College St, Ozark, AL, 36360

3beds
1baths
0sqft
$75,000
--price/sqft
$761/moest. monthly cost
$30,440/yrincome needed

About This Home

Affordable Home Opportunity! Calling Investors and First-Time Homebuyers! This charming 3 BR | 1 BA home is located in Ozark, AL, just minutes from Downtown and nearby shopping. An excellent option for a primary residence or investment property. Contact me today for details or a showing!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
D A Smith Middle SchoolGrades 6-80.5 mi
4/10
Carroll High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Electric,Hot Water
  • Cooling features: Central

Interior Area

  • Total structure area: 1,100

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 000000033.0000000000.000
  • Lease amount: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Hurricane
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$88$1,056
Property Taxes $54$648
Electricity $240$2,881
Total$761$9,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,091/yr
40% on housing$22,830/yr
45% on housing$20,293/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 36360$110
Dale County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 36360$108
Dale County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Listed for sale$80,000
2026-04-15Listing removed$75,000
2026-04-14Price change$75,000
2026-01-07Listed for sale$80,000
2025-04-23Listing removed$95,000
2024-10-01Price change$95,000
2024-08-13Listed for sale$100,000
2024-06-30Listing removed--
2024-05-10Price change$100,000
2023-08-10Listed for sale$105,000
2023-07-31Listing removed$105,000
2023-07-31Listed for sale$105,000
2020-07-30Listing removed$55,000
2020-01-30Listed for sale$55,000

For Sale by Agent

AgentAshley Liptrot
BrokerageLifestyle Realty Group LLC

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