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731 Elderberry Ln, Mayfield, KY, 42066

4beds
3baths
3,619sqft
$655,000
$181price/sqft
$4,454/moest. monthly cost
$178,160/yrincome needed

About This Home

Discover the home you've been searching for at 731 Elderberry Lane-a beautiful brick 4-bed, 2.5-bath home set on approximately 3 tree lined acres that can fulfill your homestead dreams! With lots of family-friendly spaces, covered back patio, and room to enjoy country living at its best. Inside, you'll find a warm and inviting layout, first floor master & en-suite, oversized laundry room, and beautifully designed kitchen. The outdoor areas are the perfect place to unwind, as well as the pool & spa. A massive detached shop provides endless possibilities for hobbies & equipment storage. And if you've dreamed of growing your own produce, you'll love the established raised garden beds ready for your next harvest. 731 Elderberry Lane is the dream home you've been waiting for!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

10/10
7/10
8/10
Graves County High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,619

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,619
  • Total interior livable area: 3,619 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 121.00.00.005.01

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Exterior features: Awning(s),Garden
  • Fencing: Partial
  • Has view: Yes
  • View description: Farm,Water
  • Has water view: Yes
  • Water view: Water
  • Horses can be raised: Yes

Lot

  • Lot size: 2.95 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 6
  • Parking features: Attached Garage,Detached Carport,Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 6
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Ice Storm
Lightning
Strong Wind
Winter Weather
Drought
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$626$7,512
Property Taxes $231$2,772
Electricity $285$3,429
Total$4,454$53,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,708/yr
40% on housing$133,620/yr
45% on housing$118,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 42066$120
Graves County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 42066$121
Graves County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$655,000
2026-07-18Listed for sale$665,000
2024-08-05Sold$630,000
2024-07-10Price change$650,000
2024-06-17Listed for sale$675,000

For Sale by Agent

AgentErika Calhoun
BrokerageArnold Realty Group

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