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104785 S Homestead Dr, McLoud, OK, 74851

3beds
3baths
2,058sqft
$465,000
$226price/sqft
$3,210/moest. monthly cost
$128,400/yrincome needed

About This Home

Nearly 16 acres. Trees. Privacy. Quiet. This home offers just over 2,000 sq ft- a main living area, dining, kitchen, laundry, and primary suite downstairs… two bedrooms and a full bath upstairs. Wood-burning fireplace in the living area. Outside is where this property really stands out. •15 wooded acres •Large shed out back with electric, porch, and upstairs space •EV hookup under the carport Kitchen appliances have been updated with a newer dishwasher and microwave, and the fridge will stay with the home. It’s a solid setup with room to make it your own over time. If you’ve been looking for privacy, land, and something you can grow into, then this one’s worth a look.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Meeker Elementary SchoolGrades PK-56.7 mi
6/10
Meeker Middle SchoolGrades 6-87.3 mi
6/10
Meeker High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,058
  • Total interior livable area: 2,058 sqft

Property

Details

  • Parcel number: 104785SHomestead74851
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Rain Gutters
  • Waterfront features: Pond

Lot

  • Lot size: 15.96 Acres
  • Features: Interior Lot,Rural,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Ice Storm
Winter Weather
Drought
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Lincoln County and Oklahoma

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance $559$6,708
Property Taxes $147$1,764
Electricity $153$1,837
Total$3,210$38,520

Income You'd Need if You Spent...

35% on housing$110,057/yr
40% on housing$96,300/yr
45% on housing$85,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 74851$143
Lincoln County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 74851$159
Lincoln County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$475,000

For Sale by Agent

AgentKatelyn A Morley
BrokerageHeather & Company Realty Group

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