




987 38th Trl, Cotopaxi, CO, 81223
About This Home
SELLER MOTIVATED! Enjoy end of the road seclusion on 48-acre homestead w/panoramic mountain views from the wrap around patios and decks! Solar system powers this luxurious mountain home, with automatic grid backup power- nearly eliminating electricity costs. Wood burning stove keeps propane bills low in the winter. Home is positioned for passive solar daytime heat. Romantic master bedroom w/en-suite bath has its own WB stove and is conveniently located on the main floor. The walk-out basement provides multi-generational living as potentially a mother-in-law suite or independent teen area. It includes a spacious bedroom w/en-suite bath, another bedroom and a large living/game room space. Upper-level game room loft is open to Great Room below, inescapable mountain views, flanked by 2 additional bedrooms each with their own private balconies. Each floor has its own living area, bedrooms and private bath. Water Well updated with 1500-gallon cistern; roof replaced 2015 with a 30-year roof; solar batteries replaced mid 2020; new basement heaters 2021; new stainless steel appliances including convection oven 2021; Prow windows replaced 2022; new Anderson sliding glass windows on upper balconies; and primary bedroom triple windows, 2023; new vinyl flooring on main floor 2023. This mountain home is not only beautiful but also equipped with essential modern conveniences that enhance your living experience, including Starlink high-speed internet, and a DirecTV dish wirelessly connecting 3 different TVs. This property is not just about luxury; it also offers a rich outdoor lifestyle that is difficult to replicate, complete with a 16X8 greenhouse, and another 16X8 open-air raised bed garden area enclosed by 6 ft fencing, with multiple grass meadows. With security systems in place, you can rest easy knowing that your sanctuary is protected. Seller May Contribute to closing costs.
Getting Around
Schools
Construction
Condition
- Year built: 1999
Materials
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Window features: Double Pane Windows,Vinyl
- Flooring: Carpet,Plank,Vinyl,Luxury Vinyl
- Number of fireplaces: 3
- Fireplace features: Lower Level,Main Level,Three,Wood Burning Stove
- Fireplace: Yes
- Attic: Access Only,Partially Finished
Heating & Cooling
- Heating features: Active Solar,Central,Forced Air,Wall Furnace,Wood
- Cooling features: None
Interior Area
- Total structure area: 3,232
- Total interior livable area: 3,232 sqft
Property
Details
- Parcel number: 99904036
Features
- Stories: 3
- Patio & porch: Concrete,Deck
- Has view: Yes
- View description: 360 Degree,Mountain(s),View of Pikes Peak,View of Rock Formations
Lot
- Lot size: 48.96 Acres
- Features: Cul-De-Sac,Rural,Sloped,Wooded
Parking
- Parking features: Attached,220V,Workshop in Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Hail
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $553 | $6,636 |
| Property Taxes | $232 | $2,784 |
| Electricity | $243 | $2,927 |
| Total | $4,946 | $59,352 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $775,000 |
| 2026-04-29 | Listed for sale | $789,000 |
| 2026-04-22 | Listing removed | $795,000 |
| 2026-03-21 | Listed for sale | $795,000 |
| 2026-03-10 | Listing removed | $795,000 |
| 2026-03-06 | Listed for sale | $795,000 |
| 2026-02-01 | Listing removed | $799,000 |
| 2025-10-02 | Price change | $799,000 |
| 2025-08-23 | Price change | $875,000 |
| 2025-07-16 | Listed for sale | $895,000 |
