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32 Reserve Way, Fredericksburg, VA, 22406

5beds
4baths
5,170sqft
$837,500
$162price/sqft
$5,644/moest. monthly cost
$225,760/yrincome needed

About This Home

Welcome to this beautifully maintained residence located in the desirable Reserve Way community in Fredericksburg. This home offers a perfect blend of comfort, style, and convenience, set on a generously sized homesite in a peaceful neighborhood setting. Inside, you’ll find a thoughtfully designed layout featuring open living spaces ideal for both everyday living and entertaining. The main level provides a natural flow between the kitchen, dining, and family areas, filled with abundant natural light. The kitchen is well-appointed with ample cabinetry and counter space, making it the heart of the home. Upstairs, the spacious bedrooms offer comfort and privacy, including a well-designed primary suite with a relaxing retreat feel. Additional rooms provide flexibility for guests, a home office, or hobby space. Enjoy outdoor living with a private backyard setting, perfect for gatherings or quiet evenings. Conveniently located near major commuter routes, shopping, dining, and local amenities, this home offers easy access to everything the area has to offer. Video available at www.32reserveway.space A wonderful opportunity to own a home in a sought-after location—schedule your private showing today.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
5/10
7/10
Mountain View High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter,Permanent,Slab
  • Construction materials: Aluminum Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Energy Efficient Appliances,Ice Maker,Double Oven,Self Cleaning Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Upper

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper
  • Area: 165
  • Dimensions: 11 X 15

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 14 X 12

Bedroom4

  • Level: Upper
  • Area: 192
  • Dimensions: 16 X 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Door features: Insulated,Sliding Glass,Storm Door(s)
  • Finished area below ground: 1,754
  • Finished area above ground: 3,416

Half Bath

  • Level: Main

Half Bath

  • Level: Upper

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,170
  • Total interior livable area: 5,170 sqft

Primary Bedroom

  • Features: Attached Bathroom,Walk-In Closet(s),Primary Bedroom - Sitting Area,Flooring - Carpet
  • Level: Upper
  • Area: 400
  • Dimensions: 16 X 25

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper
  • Area: 88
  • Dimensions: 11 X 8

Sitting Room

  • Features: Primary Bedroom - Sitting Area
  • Level: Upper
  • Area: 117
  • Dimensions: 9 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 35L 5
  • Zoning: A1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Extensive Hardscape

Lot

  • Lot size: 1.52 Acres
  • Features: Additional Lot(s),Adjoins - Open Space,Backs to Trees,Cleared,Front Yard,Level,No Thru Street,Wooded,Rear Yard,Other

Parking

  • Total spaces: 2
  • Parking features: Built In,Garage Faces Side,Garage Door Opener,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,234$50,808
Home Insurance *$227$2,724
Property Taxes $686$8,232
Electricity $497$5,975
Total$5,644$67,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,508/yr
40% on housing$169,320/yr
45% on housing$150,506/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 22406$224
Stafford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 22406$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$845,000
2018-03-05Sold$561,805
2017-10-02Sold$94,000

For Sale by Agent

AgentJoy Pearson
BrokerageCTI Real Estate

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