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108 Aliso Ridge Loop, Mission Viejo, CA, 92691

4beds
4baths
2,084sqft
$979,000
$470price/sqft
$6,381/moest. monthly cost
$255,240/yrincome needed

About This Home

Gorgeous End Unit! 4-bedroom, 3.5-bathroom, 3 story townhouse. One bedroom and one full bathroom on the first floor. Beautiful kitchen with a large kitchen island, granite countertop, breakfast nook, stainless steal appliances, recess lights, and many cabinets for storage... Spacious and bright living area with many windows and direct access to a big balcony. 2 car attached garage. The property is located in a quiet neighborhood with a community pool. Walking distance to Target store. Close to multiple shopping areas and restaurants. It is also close to Lake Forest Golf Center and Heroes Park. Short drive to Irvine Spectrum Center and Children Museum. Saddleback Valley Unified School District. Current tenant is on a month to month term with $4,200 per month.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

8/10
5/10
10/10
Mission Viejo High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2013

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: Washer Hookup,Gas Dryer Hookup

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Bedroom on Main Level
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 2,084 sqft

Property

Details

  • Parcel number: 93306370
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: first level
  • Pool features: Community,Association
  • Has view: Yes
  • View description: Neighborhood

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,950$59,400
Home Insurance *$147$1,764
Property Taxes $838$10,056
Electricity $446$5,362
Total$6,381$76,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,777/yr
40% on housing$191,430/yr
45% on housing$170,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$470This listing

vs Other Active Listings

Avg $/sqft

ZIP 92691$601
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92691$659
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$1,028,000
2026-04-01Price change$1,049,900
2026-03-04Listed for sale$1,089,900

For Sale by Agent

AgentDana Ma
BrokerageJoy Luck Realty

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