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3395 Highway 145 N, Quitman, MS, 39355

3beds
4baths
2,135sqft
$295,000
$138price/sqft
$2,043/moest. monthly cost
$81,720/yrincome needed

About This Home

THIS HOME SITS ON 11.11 WOODED ACRES AND HAS LOTS OF POTENTIAL. THE DOWNSTAIRS PRIMARY BEDROOM HAS THE EN-SUITE FULL BATHS AND 2 WALK IN CLOSETS. IT HAS AN OPEN FLOOR PLAN WITH VAULTED CEILINGS AND A BEAUTIFUL STONE FIREPLACE WITH GAS LOGS. THERES 2.5 BATHS DOWNSTAIRS AND 2 BEDROOMS AND ONE FULL BATH UPSTAIRS. IT ALSO HAS A HUGE ATTIC THAT'S FLOORED AND HAS ELECTRICITY PERFECT FOR LOTS OF STORAGE. IT HAS A BIG BASEMENT AREA WITH A SEPARATE ENTRANCE. IT ALSO HAS A BIG OUTSIDE METAL SHOP WITH DOUBLE ROLL UP DOORS. THERES A SWIMMING POOL THAT NEEDS A NEW LINER AND DEPENDING ON OFFER, SELLERS ARE WILLING TO MAKE AN ALLOWANCE TO HAVE IT FIXED. THE HOME IS IN NEED OF SOME REPAIRS & UPDATES BUT THE POTENTIAL IS ENDLESS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
Quitman Jr High SchoolGrades 6-82.3 mi
7/10
Quitman High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1986

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,135
  • Total interior livable area: 2,135 sqft

Property

Details

  • Parcel number: 0832400008.02

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Clarke County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$254$3,048
Property Taxes $100$1,200
Electricity $198$2,382
Total$2,043$24,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,045/yr
40% on housing$61,290/yr
45% on housing$54,480/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 13.3%
13.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 39355$78
Clarke County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 39355$104
Clarke County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Contingent$295,000
2026-03-27Price change$295,000
2026-01-07Listed for sale$325,000

For Sale by Agent

AgentGay Lynn Joyner
BrokerageCrossroads Realty

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