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1023 Mount Vernon St #1, Philadelphia, PA, 19123

2beds
3baths
1,736sqft
$380,000
$219price/sqft
$2,973/moest. monthly cost
$118,920/yrincome needed

About This Home

Welcome to 1023 Mount Vernon Street #1, a move-in ready bi-level residence offering over 1,700 square feet of living space, a private yard, and the feel of a townhome with the convenience of condominium living. Located in a boutique three-unit building with a beautiful historic Philadelphia façade, this home blends classic Philadelphia character—including soaring 11-foot ceilings and dramatic floor-to-ceiling windows—with thoughtful contemporary finishes and the added benefit of a tax abatement through 2032. The open-concept main level is filled with natural light and features a kitchen with quartz countertops, stainless steel appliances, a marble backsplash, soft-close cabinetry, a large center island with seating, and direct access to the private backyard. The generously sized primary suite includes a bathroom with a soaking tub and marble tile accents, while a powder room and coat closet add convenience and additional storage. The lower level provides a second living area that can serve as a media room, home gym, playroom, office, or guest space, along with a generously sized second bedroom, full bathroom, laundry room, and walk-in closet. Additional highlights include abundant storage throughout, a brand-new washer and dryer, new dishwasher, a new ejector pump (2025), roof improvements, and a video intercom entry system. Located in the northern section of Center City, this home is close to some of Philadelphia's best entertainment and dining destinations, including Union Transfer, The Met Philadelphia, Café Lift, Osteria, and Poison Heart. The Rail Park and a newly renovated playground (2024) are just steps away. Convenient to Fairmount, Northern Liberties, Chinatown, Temple University, and Thomas Jefferson University, with a short walk to the Broad Street Line and easy non-permit street parking, this home offers the perfect blend of space, convenience, and city living. Neighboring park just received $800k in updates!

Getting Around

92
WalkingWalker's Paradise
84
TransitExcellent Transit
90
BikeBiker's Paradise

Schools

3/10
Spring Garden SchoolGrades K-80.1 mi
2/10

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2014

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Has Laundry,Dryer In Unit,Washer In Unit

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,736

Heating & Cooling

  • Heating features: Forced Air,Other
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 1,736
  • Total interior livable area: 1,736 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 888140854
  • Zoning: RAS-5
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Breezeway,Patio,Enclosed
  • Exterior features: Lighting,Flood Lights,Street Lights,Tennis Court(s)
  • Has spa: Yes
  • Spa features: Hot Tub

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$385$4,620
Property Taxes $443$5,316
Electricity $224$2,692
Total$2,973$35,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,931/yr
40% on housing$89,190/yr
45% on housing$79,280/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 19123$317
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19123$302
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$380,000
2026-07-08Price change$399,900
2026-06-18Listed for sale$410,000

For Sale by Agent

AgentRachelle Lee Schneider
BrokerageSpace & Company

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