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640 River Edge Rd, Brandenburg, KY, 40108

5beds
5baths
4,806sqft
$1,199,000
$249price/sqft
$8,203/moest. monthly cost
$328,120/yrincome needed

About This Home

Perched above the tranquil waters of the Ohio River, this extraordinary custom-built riverview ranch in Brandenburg offers breathtaking panoramic river views, luxury finishes, and resort-style outdoor living. Combining timeless architecture, thoughtful craftsmanship, and nearly 5,000 square feet of finished living space, this remarkable waterfront property delivers a rare opportunity to experience true riverfront luxury while remaining conveniently located to Louisville, New Albany, and Elizabethtown. A winding concrete driveway welcomes you to a striking exterior of brick, cedar, and stone, highlighted by a deep front porch designed to take in the peaceful river setting. The home's custom architectural design continues inside where hand-scraped engineered wood flooring, premium materials, and intentional design details create a warm yet refined atmosphere. In addition to the spacious living areas, the home also features over 800 square feet of storage and a dedicated storm shelter, offering both comfort and peace of mind. The heart of the home is a spectacular open-concept living space designed for both everyday living and entertaining. A dramatic floor-to-ceiling stone fireplace anchors the family room, while expansive glass doors frame the incredible river views and connect the indoors to the outdoor living spaces. The chef's kitchen blends beauty with functionality, featuring custom cabinetry, a large walk-in pantry, and a hidden coffee bar tucked seamlessly into the cabinetry. Just beyond, the dining room showcases a stunning wood tray ceiling and connects to a private wine cellar, creating the perfect setting for memorable dinners and celebrations. The luxury primary suite is designed as a private retreat, capturing stunning river views with sliding doors that open directly to the outdoor living areas. The spa-inspired primary bathroom features a soaking tub, expansive walk-in shower, designer tilework, and a beautifully designed custom walk-in closet that blends elegance with thoughtful organization. Outdoor living was designed to feel like a private riverfront resort. A covered entertaining space includes a full outdoor kitchen, fireplace with television, infrared heaters for year-round comfort, and low-maintenance Trex decking. Tiered outdoor gathering areas provide multiple places to relax, dine, and enjoy evenings around the fire pit while overlooking the breathtaking Ohio River waterfront. The walkout lower level continues the home's elevated design with a spacious entertainment area, additional bedrooms, and large windows that keep the stunning water views front and center. Properties like this are exceptionally rare, offering riverfront access, acreage, privacy, custom construction, and luxury finishes all in one remarkable home. Located in the charming river community of Brandenburg, Kentucky, this property provides peaceful waterfront living while remaining close to major amenities, healthcare, dining, and entertainment. Homes like this are not simply purchased, they are experienced. Schedule your private tour today to experience the craftsmanship, luxury, and unforgettable Ohio River views this extraordinary property has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

--
7/10
Meade County High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Other,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Part Fin

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Breakfast Room

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Finished area below ground: 1,550
  • Finished area above ground: 3,256

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,256
  • Total interior livable area: 4,806 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Mud Room

  • Level: First

Other

  • Level: Basement

Primary Bedroom

  • Level: First

Study

  • Level: First

Property

Details

  • Parcel number: 0920000049.21

Features

  • Stories: 1
  • Patio & porch: Porch
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 2.76 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$566$6,792
Property Taxes $1,196$14,352
Electricity $379$4,554
Total$8,203$98,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,245/yr
40% on housing$246,090/yr
45% on housing$218,746/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 40108$153
Meade County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 40108$150
Meade County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$1,250,000
2026-03-19Listed for sale$1,299,000

For Sale by Agent

AgentRachel Brantingham
BrokerageKeller Williams Heartland

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