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384 School Side Dr, Brandenburg, KY, 40108

4beds
3baths
2,374sqft
$289,900
$122price/sqft
$2,003/moest. monthly cost
$80,120/yrincome needed

About This Home

Seller is offering a $7500.00 buyer concession toward closing costs and a 1-year home warranty plan from HSA! Discover your perfect retreat in this beautifully remodeled four-bedroom, 2.5-bathroom home nestled on a quiet cul-de-sac. This residence welcomes you with an open floor plan that flows seamlessly from room to room, creating an ideal space for both daily living and entertaining guests who might just forget to leave. The heart of the home features a stunning kitchen adorned with granite countertops and crisp white cabinets that practically sparkle with pride. Fresh paint throughout gives every room a clean, updated feel, while laminate-style flooring provides both beauty and practicality for busy households. Cozy up by the gas log fireplace during cooler months, then step out to backyard offers a serene escape, complete with striking large boulders that add natural character to the thoughtfully designed landscaping. The finished basement truly sets this property apart, providing additional living space and a storm shelter. The primary bedroom offers a comfortable retreat at the end of each day, while three additional bedrooms provide flexibility for family members and guests. Located in a tranquil neighborhood setting, this home combines modern updates with comfortable living spaces, creating an environment where memories are made and life unfolds naturally. Schedule your viewing today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

9/10
5/10
--

Construction

Condition

  • Year built: 2010

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 1,034
  • Finished area above ground: 1,340

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 1,340
  • Total interior livable area: 2,374 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 1124000035

Features

  • Stories: 1

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$137$1,644
Property Taxes $214$2,568
Electricity $187$2,249
Total$2,003$24,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,674/yr
40% on housing$60,090/yr
45% on housing$53,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 40108$156
Meade County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 40108$150
Meade County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$289,900
2026-02-05Listing removed$289,900
2025-08-05Listed for sale$289,900

For Sale by Agent

AgentTracey Cecil-Simpson
BrokerageSemonin REALTORS

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