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124 Wingate Rd, Brandenburg, KY, 40108

2beds
1baths
1,285sqft
$224,900
$175price/sqft
$1,621/moest. monthly cost
$64,840/yrincome needed

About This Home

BIG PRICE REDUCTION!! This newly refurbished A-frame home with exceptional views of Doe Valley Lake sits on a .29 acre lot. This charming 2 bedroom, 1 bath property features an updated interior with new vinyl plank, tile, and carpet flooring and new light fixtures throughout. The kitchen boasts updated stainless steel appliances, custom quartzite/butcher block counter combo, and soft close Shaker style cabinets. The updated bathroom includes a new vanity, toilet, and washer and dryer. It is conveniently located near the lake's beach, picnic area, and pavilion.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

9/10
5/10
--

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,285

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,285
  • Total interior livable area: 1,285 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1341001048

Features

  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$106$1,272
Property Taxes $224$2,688
Electricity $154$1,850
Total$1,621$19,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,577/yr
40% on housing$48,630/yr
45% on housing$43,226/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 40108$157
Meade County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 40108$150
Meade County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Price change$224,900
2025-11-29Listed for sale$235,000
2025-03-27Sold$36,000
2024-07-30Sold$199,000
2024-06-21Pending sale$214,900
2024-05-27Listed for sale$214,900
2023-11-07Listing removed--
2023-07-29Price change$215,000
2023-06-07Listed for sale$250,000

For Sale by Agent

AgentRebekah P Ditto
BrokerageStoneGate Realty

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