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3099 Millbury Ln, Ann Arbor, MI, 48105

3beds
3baths
2,260sqft
$625,000
$277price/sqft
$4,309/moest. monthly cost
$172,360/yrincome needed

About This Home

Skip the wait and expense of new construction. This nearly new Toll Brothers home in North Oaks offers over 2,200 square feet of luxury living, premium upgrades, resort-style amenities, and a full basement ready to be finished. Built in 2021, this beautifully designed 3-bedroom, 2.5-bath condominium features an open-concept floor plan that's perfect for both everyday living and entertaining. Upscale finishes include hardwood flooring, abundant natural light, and thoughtfully designed living spaces throughout. The spacious great room centers around a cozy gas fireplace and flows seamlessly into the gourmet kitchen, complete with quartz countertops, a large center island, stylish backsplash, premium stainless-steel appliances, and abundant cabinetry. A dedicated dining area and adjacent breakfast nook open to a private deck, creating the perfect setting for indoor-outdoor living. Upstairs, the expansive primary suite provides a peaceful retreat with a large walk-in closet and a luxurious ensuite bath featuring dual vanities and an oversized tiled shower. Two additional bedrooms and a full bath offer flexibility for family, guests, or a home office. A convenient main-floor laundry room and attached two-car garage add everyday convenience. The full basement, featuring soaring ceilings, is ready to be finished and offers exceptional potential for additional living space, a recreation room, home gym, or guest suite. Residents enjoy North Oaks' exceptional resort-style amenities, including a pool, clubhouse, fitness center, walking trails, and beautifully maintained grounds. Ideally located near the University of Michigan, Michigan Medicine, shopping, dining, and major commuting routes, this home combines luxury, convenience, and low-maintenance living in one of Ann Arbor's premier communities. Home Energy Score of 8. Download the report at the Ann Arbor HERD Map.

Getting Around

15
WalkingCar-Dependent
35
TransitSome Transit
65
BikeBikeable

Schools

8/10
Logan Elementary SchoolGrades K-50.6 mi
9/10
Clague Middle SchoolGrades 6-80.8 mi
10/10
Skyline High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: HardiPlank Type,Stone

Other

  • Builder name: Toll Brothers

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Full

Bathroom2

  • Level: Main

Bathroom3

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Center Island,Eat-in Kitchen,Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Engineered Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,260
  • Total interior livable area: 2,260 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 090910402113

Features

  • Stories: 2
  • Pool features: Association
  • Exterior features: Balcony

Lot

  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Ice Storm
Lightning

FEMA Declared Disasters in Washtenaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$143$1,716
Property Taxes $760$9,120
Electricity $246$2,958
Total$4,309$51,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,737/yr
40% on housing$129,270/yr
45% on housing$114,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 48105$269
Washtenaw County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 48105$267
Washtenaw County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$599,900
2026-06-18Listed for sale$625,000
2025-08-29Sold$600,000
2025-06-19Contingent$625,000
2025-05-30Price change$625,000
2025-04-21Price change$650,000
2025-03-27Listed for sale$675,000
2024-11-13Listing removed$649,900
2024-09-19Listed for sale$649,900
2024-08-15Listing removed$665,000
2024-07-10Listed for sale$665,000
2024-07-10Listing removed--
2024-05-16Listed for sale$689,000
2022-03-08Listing removed--
2022-01-15Price change$657,995
2022-01-01Listed for sale$649,995

For Sale by Agent

AgentRobyn Schmier
BrokerageHoward Hanna Real Estate

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