See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

46 Poplar Grove Church Rd, Gray, KY, 40734

4beds
3baths
2,210sqft
$389,000
$176price/sqft
$3,275/moest. monthly cost
$131,000/yrincome needed

About This Home

Spacious, Well Appointed Home with Dual Primary Suites & Scenic Views This beautiful 4 bedroom, 3 full bath home offers over 2,200 sq. ft. of comfortable living space with thoughtful design throughout. Featuring a primary suite on the main floor plus a second primary suite upstairs, this layout is ideal for multi generational living or guests. Enjoy hickory hardwood floors throughout, complemented by custom hickory cabinets that add warmth and character. The open living room/dining room combo is anchored by a cozy fireplace, perfect for everyday living or entertaining. Step outside to a large enclosed back deck, ideal for hosting family and friends while taking in the beautiful countryside views. Conveniently located close to town, schools, and church, this property offers the perfect balance of peaceful living and accessibility. Additional highlights include: 2 car attached garage Large detached garage/workshop - perfect for hobbies or extra storage Scenic setting with room to relax and enjoy the outdoors A rare find with space, charm, and functionality—schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
4/10
3/10
Knox Central High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Block
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,210

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,210
  • Total interior livable area: 2,210 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0180000052.03

Features

  • Levels: One and One Half
  • Has view: Yes
  • View description: Rural,Farm,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 1 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$686$8,232
Property Taxes $449$5,388
Electricity $174$2,094
Total$3,275$39,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,285/yr
40% on housing$98,250/yr
45% on housing$87,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 40734$131
Knox County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 40734$59
Knox County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$389,000

For Sale by Agent

AgentPauline Mills
BrokerageRE/MAX LakeTime Realty London

Similar Homes