428 Girard Ave, Royal Oak, MI, 48073
About This Home
Welcome to this charming, move-in ready bungalow situated on an oversized lot with incredible potential! Ideally located just minutes from downtown Royal Oak’s vibrant dining, shopping, and entertainment, and within walking distance to Red Run Golf Club and nearby parks, this well-maintained home offers both convenience and opportunity. Enjoy a beautiful summer room overlooking a private backyard—perfect for relaxing or entertaining. The property is zoned multi-family, offering the possibility for redevelopment. Whether you choose to enjoy the home as-is or explore the option to tear down and build a duplex or lot split, the opportunities are there. With its generous lot size and flexible zoning, this is a rare find with both present value and future upside. Buyer and buyer’s agent to verify all zoning and building possibilities with the city. All measurements are approximate and not deemed guaranteed.BBTVAI
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Property
Lot
- Lot size: 0.31 Acres
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Detached
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Oakland County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $121 | $1,452 |
| Property Taxes | $406 | $4,872 |
| Electricity | $188 | $2,259 |
| Total | $2,686 | $32,232 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
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