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526 Girard Ave, Royal Oak, MI, 48073

5beds
5baths
4,900sqft
$1,625,000
$332price/sqft
$10,946/moest. monthly cost
$437,840/yrincome needed

About This Home

A rare opportunity to build a fully customized luxury residence on one of Royal Oak’s most exceptional oversized lots, just moments from Red Run Golf Club. Set on one of the deepest lots the city has to offer, this property provides the space and flexibility rarely found in such a desirable location. The featured home plan offers approximately 3,500 square feet with a timeless brick exterior, 3-car garage, 10-foot basement ceilings, 9-foot first-floor ceilings, and 8-foot second-floor ceilings. Thoughtful architectural details include tray or cathedral ceilings in all upper-level bedrooms, adding dimension and character throughout. The second floor features four spacious bedrooms, including a beautiful primary suite with a luxurious bath, a convenient laundry room, a Jack and Jill bath with dual sinks and tub, plus an additional en suite bedroom with its own private full bath. The finished lower level is designed with a full bedroom, full bath, and expansive flexible living space ideal for a golf simulator, gym, theater room, play area, or elevated entertaining space. What truly sets this property apart is the scale of the lot and the ability to personalize the home to fit your lifestyle. Envision a pool, sports court, outdoor entertaining space, or all of the above. Prefer a first-floor primary suite, expanded garage, or alternate layout? The design can be tailored to your vision. An extraordinary chance to create a custom home with space, presence, and possibility in one of Royal Oak’s most sought-after pockets.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
7/10
Royal Oak Middle SchoolGrades 6-81.4 mi
9/10
Royal Oak High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Basement,Poured
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 X 12

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 12 X 14

Bedroom

  • Level: Basement
  • Area: 195
  • Dimensions: 13 X 15

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 1,400
  • Finished area above ground: 3,500

Heating & Cooling

  • Heating features: ENERGYSTAR Qualified Furnace Equipment,Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,ENERGYSTAR Qualified AC Equipment

Interior Area

  • Total interior livable area: 4,900 sqft

Laundry

  • Level: Second
  • Area: 72
  • Dimensions: 12 X 6

Other

  • Level: Second

Other

  • Level: Second

Other

  • Level: Basement

Other

  • Level: Entry

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 255
  • Dimensions: 17 X 15

Property

Details

  • Parcel number: 2510326084
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 65 x 347.52

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Ice Storm

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,216$98,592
Home Insurance *$504$6,048
Property Taxes $1,692$20,304
Electricity $534$6,413
Total$10,946$131,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$375,291/yr
40% on housing$328,380/yr
45% on housing$291,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 48073$180
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48073$269
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$1,625,000
2026-06-05Listing removed$1,625,000
2026-05-17Listed for sale$1,625,000
2026-04-27Sold$400,000
2026-04-20Pending sale$439,000
2026-03-22Listed for sale$439,000
2026-03-19Pending sale$439,000
2026-01-20Price change$439,000
2026-01-12Price change$475,000
2026-01-04Listed for sale$499,000
2023-03-08Sold$370,000
2023-01-17Pending sale$380,000
2022-11-16Price change$380,000
2022-09-21Price change$395,000
2022-09-01Listed for sale$410,000

For Sale by Agent

AgentJanelle Cluff
BrokerageKW Domain

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