2964 Chaps Rd, Cook, MN, 55723
About This Home
Two Charming Cabins on 2+ Acres with Lake Vermilion Access. Escape to your own private retreat! Nestled on over 2 acres of wooded land, these two low-maintenance cabins offer the perfect blend of comfort, tranquility, and convenience. With walking access to the pristine waters of Lake Vermilion and only 15 minutes from Cook, this is an ideal setup for family and friends. Cabin #1: 900 SF, 1 BR, beautiful hickory cabinets, bath with shower, warm pine tongue-and-groove paneling throughout, set up for one-stall garage, & private screened porch for outdoor relaxation. Cabin #2: 672 SF1 BR, bath with shower, elegant hickory cabinets, & prefinished tongue-and-groove pine ceiling. Separate holding tanks for each cabin. Enjoy all the charm of a rustic cabin with modern touches, while being just minutes from Cook and the endless recreation opportunities Lake Vermilion offers. A perfect all season get away for boating, trail riding, hunting, etc. Don't miss out on this fantastic opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Previously Owned
- Year built: 2021
Materials
- Roof: Metal
- Construction materials: Steel Siding,Frame/Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater-Tankless,Microwave,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: N/A
Bathroom
- Level: Main
- Area: 60
- Dimensions: 6 x 10
Bedroom
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 2
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 280
- Dimensions: 10 x 28
Features
- Ceiling Fan(s)
- Finished area below ground: 0
- Finished area above ground: 900
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total interior livable area: 900 sqft
Living Room
- Level: Main
- Area: 289
- Dimensions: 17 x 17
Other
- Level: Main
- Area: 240
- Dimensions: 8 x 30
Property
Details
- Parcel number: 250007400040
- Foundation area: 900
Features
- On waterfront: Yes
- Waterfront features: Inland Lake,Waterfront Access(Deeded Access),Shoreline Characteristics(Other - See Remarks)
- Waterbody name: Vermilion
- Frontage length: 50
Lot
- Lot size: 2.13 Acres
- Features: Tree Coverage - Light,Level
- Lot size dimensions: 321 x 287
Parking
- Parking features: Gravel,None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in St. Louis County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $301 | $3,612 |
| Electricity | $170 | $2,050 |
| Total | $2,674 | $32,088 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-11 | Listed for sale | $399,000 |
| 2025-12-10 | Listing removed | $399,000 |
| 2025-08-25 | Price change | $399,000 |
| 2025-08-10 | Listed for sale | $425,000 |
| 2016-12-13 | Sold | $15,000 |
View on Zillow