3229 County Rd 77, Tower, MN, 55790
About This Home
Experience the best of Lake Vermilion living with this beautifully updated 2 BR lake home in highly sought after Daisy Bay. Situated on a level lot w/125' of prime lakeshore, this turnkey property offers breathtaking lake views, spectacular sunrises, and easy access to all the recreation Northern MN is known for. Recent improvements include a year-round lakeside addition, new metal roof, windows, sliding glass door, SS appliances, flooring, sauna, dock planking, concrete sidewalk, and a lakeside patio designed for entertaining. The remodeled bath, high efficiency in-floor heat, and AC provide comfort in every season. Attached 2-stall garage w/high bay doors offers ample storage. Whether your boating, fishing, enjoying lakeside dining, or simply relaxing on the shore, this is the perfect place to enjoy the Lake Vermilion lifestyle! Offered furnished and turnkey-just unpack and enjoy! Rare opportunity at this price point!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Previously Owned
- Year built: 2004
Materials
- Roof: Metal
- Construction materials: Wood,Frame/Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater-Electric,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Second Floor Laundry,Dryer Hook-Ups,Washer Hookup
Basement
- Has basement: Yes
- Basement: N/A
Bedroom
- Level: Upper
- Area: 207.68
- Dimensions: 11.8 x 17.6
Bedroom
- Level: Upper
- Area: 207.68
- Dimensions: 11.8 x 17.6
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Family Room
- Level: Upper
- Area: 404.6
- Dimensions: 17 x 23.8
Features
- Door features: Patio Door
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,650
Heating & Cooling
- Heating features: Baseboard,Dual Fuel/Off Peak,Fireplace(s),In Floor Heat,Hot Water,Propane,Electric
- Cooling features: Ductless
Interior Area
- Total interior livable area: 1,650 sqft
Kitchen
- Level: Main
- Area: 278
- Dimensions: 13.9 x 20
Living Room
- Level: Main
- Area: 163.8
- Dimensions: 11.7 x 14
Property
Details
- Parcel number: 387013500290
- Other equipment: Fuel Tank-Rented
- Foundation area: 1040
Features
- Patio & porch: Patio
- Exterior features: Dock
- Has view: Yes
- View description: Inland Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Inland Lake,Waterfront Access(Private),Shoreline Characteristics(Sand,Shore-Accessible)
- Waterbody name: Vermilion
- Frontage length: 125
Lot
- Lot size: 0.84 Acres
- Features: Accessible Shoreline,Tree Coverage - Light,Level
- Lot size dimensions: 286 x 142
Parking
- Total spaces: 2
- Parking features: Asphalt,Tuckunder,Electrical Service,Heat,Insulation
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in St. Louis County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,362 | $40,344 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $425 | $5,100 |
| Electricity | $170 | $2,050 |
| Total | $4,137 | $49,644 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $665,000 |
| 2026-07-22 | Price change | $665,000 |
| 2026-07-07 | Price change | $699,000 |
| 2026-06-18 | Listed for sale | $749,000 |
| 2023-10-16 | Sold | $550,000 |
| 2023-09-23 | Pending sale | $595,000 |
| 2023-08-09 | Listed for sale | $595,000 |
| 2016-12-12 | Sold | $325,000 |
| 2008-05-15 | Sold | $365,000 |
| 2005-12-20 | Sold | $238,000 |
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