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165 Alderwood Park Rd, Caroga Lake, NY, 12032

2beds
1baths
500sqft
$141,000
$282price/sqft
$1,213/moest. monthly cost
$48,520/yrincome needed

About This Home

Located at the end of a Dead end road, tucked away from other homes, this Rustic year round home is ready for you! Inside there is plenty of living space, open interior with living room, kitchen and dining area combined. Full bath with tub, 2 bedrooms with built in closets, plus a loft, (low ceiling) Drilled well, 500ft deep! Private septic with heat tape for year round use. Tank-less propane hot water heater. Nice tile floored open covered front porch to enjoy the quiet surroundings! Piers poured for adding on back and front of house. 2nd older foundation could be restored for another structure- There's almost half an acre of land surrounded by woods, you can get back to nature here! Located in the East Caroga Association boundary, so you can apply and access the lake thru the Assoc. or go to the Caroga Lake State Campground. There's lots to do year round in Caroga! Summers we play on the lakes, hike, bike, golf. Winters we ski, snowmobile, snowshoe, and ice fish! Come see why I call Caroga Lake SPORTSMAN'S Paradise!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
Wheelerville SchoolGrades PK-81.8 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile
  • Fireplace features: Wood Burning Stove
  • Finished area above ground: 500

Heating & Cooling

  • Heating features: Propane,Wood,Zoned,Other
  • Cooling features: Zoned

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 172400083.0110002002.000
  • Lease amount: 0

Features

  • Patio & porch: Covered Porch
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Private,Scenic,Wooded
  • Waterfront features: Access
  • Waterbody name: East Caroga Lake
  • Frontage length: 0

Lot

  • Lot size: 0.48 Acres
  • Features: Cul de Sac,Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $712$8,544
Home Insurance *$65$780
Property Taxes $190$2,280
Electricity $246$2,954
Total$1,213$14,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,588/yr
40% on housing$36,390/yr
45% on housing$32,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 12032$221
Fulton County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 12032
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$150,000
2025-12-10Listing removed$150,000
2025-09-21Price change$150,000
2025-08-14Listed for sale$165,000
2004-04-16Sold$19,000
1998-01-06Sold$517

For Sale by Agent

AgentMaryellen Charles
BrokerageADK REALTY

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