See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2108 E 4th St, Royal Oak, MI, 48067

3beds
1baths
1,889sqft
$320,000
$169price/sqft
$2,275/moest. monthly cost
$91,000/yrincome needed

About This Home

Charming Royal Oak Bungalow Perfection – Just a Short Stroll from Downtown at 2108 E 4th Street, Royal Oak, MI 48067 Get ready to fall in love with this picture-perfect 3-bedroom, 1-bath bungalow that mixes timeless character with fresh, smart updates – all in one of Royal Oak’s most sought-after, tree-lined neighborhoods! At 1,055 sq ft, the open-concept main floor flows beautifully, while the entire upstairs is dedicated to a huge third bedroom that feels like your own private loft retreat – ideal as a luxurious primary suite, home office, guest space, or creative studio. Move-in ready and loaded with value: every appliance stays (refrigerator, stove, dishwasher, washer & dryer), the basement is fully finished with fresh flooring and paint – perfect for movie nights, a home gym, kids’ playroom, or even a fourth sleeping area – and newer updates including windows, mechanicals, and cosmetic finishes mean you can unpack and relax immediately. Imagine cozy evenings by the fireplace or summer barbecues in your private backyard oasis. The location is pure Royal Oak gold: less than a 15-minute walk to everything downtown – think morning coffee at Dessert Oasis, dinner at Pronto or Oak City Grille, live shows at the Royal Oak Music Theatre, and weekend fun at the Farmers Market. Top-rated Royal Oak Schools (Northwood Elementary and Royal Oak Middle) are close by, along with Whittier Park, Quickstad Park, and the Detroit Zoo just minutes away for weekend adventures. This is the one you’ve been waiting for – adorable, updated, and perfectly positioned. Homes like this vanish fast. Schedule your private tour today and make 2108 E 4th Street your forever Royal Oak address!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

9/10
7/10
Royal Oak Middle SchoolGrades 6-81.5 mi
9/10
Royal Oak High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes

Bathroom1

  • Level: Entry

Bedroom1

  • Level: Entry
  • Area: 108

Bedroom2

  • Level: Entry
  • Area: 108

Bedroom3

  • Level: Second
  • Area: 288

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 100

Features

  • Finished area below ground: 833
  • Finished area above ground: 1,056

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,889
  • Total interior livable area: 1,889 sqft

Living Room

  • Level: Entry
  • Area: 168

Property

Details

  • Parcel number: 2523155003
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 60

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 45.1 x 100

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$118$1,416
Property Taxes $333$3,996
Electricity $206$2,472
Total$2,275$27,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,000/yr
40% on housing$68,250/yr
45% on housing$60,666/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 48067$235
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48067$261
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$329,900
2026-03-13Listed for sale$339,900
2026-03-10Listing removed$349,000
2025-12-12Listed for sale$349,000
2024-04-30Sold$299,843
2022-11-28Sold$288,000
2022-11-15Pending sale$285,000
2022-10-26Contingent$285,000
2022-10-21Price change$285,000
2022-09-29Price change$289,999
2022-09-16Listed for sale$299,999
2022-04-01Sold$296,000
2022-03-16Pending sale$290,000
2022-02-28Listed for sale$290,000
2022-02-01Listing removed--
2022-01-20Price change$2,500
2022-01-13Price change$2,100
2022-01-09Price change$2,150
2022-01-08Price change$2,300
2022-01-04Listed for rent$2,000
2021-12-30Sold$210,000
2021-11-03Pending sale$224,900
2021-10-31Price change$224,900
2021-10-28Price change$239,900
2021-10-16Price change$244,900
2021-10-05Listed for sale$249,900
1996-09-26Sold$109,000

For Sale by Agent

AgentSotero Lopez II
BrokerageEXP Realty LLC

Similar Homes