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8 W Gedney Way, Everett, WA, 98201

2beds
2baths
2,739sqft
$725,000
$265price/sqft
$4,469/moest. monthly cost
$178,760/yrincome needed

About This Home

Welcome home to your private Pacific Northwest sanctuary. Nestled on a premier high bank waterfront lot, this exceptional residence beautifully blends coastal tranquility with everyday luxury. Expansive windows frame sweeping, unobstructed water views, filling the home with natural light and showcasing dramatic sunsets. Enjoy morning coffee on the spacious deck while watching local wildlife, or head down to the shoreline for clam digging, fishing, crabbing, swimming, kayaking and more. The thoughtful layout offers seamless indoor-outdoor entertaining spaces and high-end finishes throughout, including the double sided fireplace for cozy evenings in the living room or en suite master bedroom with heated floors in the master bathroom. Perfectly situated to offer maximum privacy while remaining a short boat ride from local shopping and dining. Your dream waterfront lifestyle starts here! A tranquil escape from the hustle and bustle or a year-round sanctuary. Hat Island ferry runs 6 days/week, you're just a short boat ride away from the mainland, while still feeling worlds apart. Hat Island provides a relaxed island lifestyle with community, and plenty of outdoor activities. Enjoy summer beach concert series, duck pond, tennis and pickleball, crabbing, clam digging, fishing, whale watching, bird watching, so much more!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

8/10
8/10
--
Sno-Isle Skills CenterGrades 11-126.5 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Stry w/Bsmt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s),Dining Room,Loft
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Stove/Free Standing,Wall Furnace,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 2,739
  • Total interior livable area: 2,739 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 00440000200800
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Fireplace (Primary Bedroom),Loft,Skylight(s),Vaulted Ceiling(s)
  • Has view: Yes
  • View description: Bay,City,Islands,Mountain(s),Ocean,Sea,Sound,Strait
  • Has water view: Yes
  • Water view: Bay,Ocean,Sea,Sound,Strait
  • On waterfront: Yes
  • Waterfront features: High Bank,Saltwater,Sea,Sound,Strait
  • Frontage length: Waterfront Ft: 100
  • Topography of land: Level,Steep Slope
  • Residential vegetation: Fruit Trees,Wooded

Lot

  • Lot size: 0.73 Acres
  • Features: Secluded,Deck,High Speed Internet

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Ice Storm
Landslide

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$175$2,100
Property Taxes $442$5,304
Electricity $187$2,248
Total$4,469$53,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,222/yr
40% on housing$134,070/yr
45% on housing$119,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 98201$259
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98201$372
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$725,000
2010-11-19Sold$75,000

For Sale by Agent

AgentPaula Bafaro
BrokerageCENTURY 21 North Homes Realty

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