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14 River Street, Nelliston, NY, 13339

6beds
2baths
4,192sqft
$400,000
$95price/sqft
$3,723/moest. monthly cost
$148,920/yrincome needed

About This Home

A rare opportunity to own a truly one-of-a-kind Italianate brick mansion, originally built by Abram Nellis in 1860 and cherished by only two families since its construction. Rich in history and timeless craftsmanship, this extraordinary residence showcases remarkable original architectural details throughout. The home features two grand entrances--one from the road, complete with the original horse ties and carriage step, and the other from the railroad and river side, reflecting its unique historic setting. Inside, a magnificent grand staircase welcomes you, while beautiful hardwood floors, custom moldings, oversized baseboards, and elegant French doors highlight the exceptional craftsmanship. The gracious sitting room is anchored by an original Marble fireplace, creating a warm and sophisticated gathering space. Additional period features include a classic butler's pantry and an original basement kitchen with its own fireplace, offering a fascinating glimpse into the home's rich past. At the top of the home, the cupola provides breathtaking panoramic views of the Mohawk Valley--an inspiring place to relax, reflect, and appreciate the beauty of the surrounding landscape. More than a residence, this is a living piece of American history. With its National Register of Historic Places designation, extraordinary architectural integrity, this is a rare opportunity to become the next caretaker of one of the Mohawk Valley's most treasured historic estates.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Harry Hoag SchoolGrades PK-61.0 mi

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Exterior Entry,Full,Interior Entry,Unfinished,Walk-Out Access

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Entry

  • Level: First

Features

  • Vaulted Ceiling(s),Walk-In Closet(s),Built-in Features,Cathedral Ceiling(s)
  • Flooring: Tile,Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Basement,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,192

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 4,192
  • Total interior livable area: 4,192 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Library

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 273401 46.10339
  • Special condition: Estate

Features

  • Entry location: First
  • Patio & porch: Rear Porch,Side Porch,Covered,Enclosed,Front Porch,Porch
  • Has view: Yes
  • View description: River,Skyline,City,Downtown,Garden
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 1.84 Acres
  • Features: Rolling Slope,Level,Road Frontage,Views,Wooded,Cleared,Corner Lot,Garden,Landscaped

Parking

  • Total spaces: 5
  • Parking features: Off Street,Workshop in Garage,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$293$3,516
Property Taxes $716$8,592
Electricity $692$8,313
Total$3,723$44,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,645/yr
40% on housing$111,690/yr
45% on housing$99,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 13339$192
Montgomery County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 13339$87
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$400,000
2003-05-13Sold$115,000

For Sale by Agent

AgentRebecca C Zarski
BrokerageHoward Hanna Capital Inc

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