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275 S Main St, Andover, MA, 01810

5beds
3baths
4,608sqft
$1,799,000
$390price/sqft
$12,315/moest. monthly cost
$492,600/yrincome needed

About This Home

This reimagined South Main Street residence blends historic architecture w/ an essentially rebuilt interior designed for modern living. Defined by soaring ceilings, oversized windows & exceptional room scale throughout, the home offers a rare sense of openness not often found in homes of this character. The first floor features expansive living & entertaining spaces centered around a dramatic open kitchen/living area, dining nook, dedicated office & connected gathering spaces. The expansive primary suite offers impressive scale, while the finished third level — currently used as a gym — provides flexibility for a 5th bedroom, guest suite, office or retreat. Nearly every aspect of the home has been renovated, replaced or rebuilt within the last four years. Attached 3-car garage w/ epoxy speckled flooring. Set just down the road from Phillips Academy & downtown Andover w/ enhanced perimeter landscaping for long-term privacy.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
South Elementary SchoolGrades K-51.3 mi
8/10
10/10
Andover High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Remodeled
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Greek Revival
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Dishwasher,Disposal,Microwave,Refrigerator,Freezer,Washer,Dryer,Wine Refrigerator
  • Laundry features: Flooring - Stone/Ceramic Tile,Window(s) - Bay/Bow/Box,Recessed Lighting,Remodeled,Second Floor

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Recessed Lighting, Remodeled, Lighting - Pendant
  • Level: First
  • Area: 24

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box
  • Level: Second
  • Area: 42

Bathroom3

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Bathroom - With Tub, Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid, Double Vanity, Recessed Lighting, Remodeled, Lighting - Pendant, Soaking Tub
  • Level: Second
  • Area: 154

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting, Remodeled
  • Level: Second
  • Area: 195

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting, Remodeled
  • Level: Second
  • Area: 154

Bedroom4

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting, Remodeled
  • Level: Second
  • Area: 168

Bedroom5

  • Features: Vaulted Ceiling(s), Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Window(s) - Picture, Recessed Lighting, Remodeled
  • Level: Third
  • Area: 756

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting, Remodeled, Lighting - Overhead
  • Level: Main,First
  • Area: 350

Features

  • Breakfast Bar / Nook,Open Floorplan,Recessed Lighting,Office,Central Vacuum,Walk-up Attic,Other
  • Door features: French Doors
  • Window features: Bay/Bow/Box
  • Flooring: Tile,Carpet,Hardwood,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 4,608

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,608
  • Total interior livable area: 4,608 sqft

Kitchen

  • Features: Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Breakfast Bar / Nook, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove, Lighting - Overhead
  • Level: Main,First
  • Area: 220

Living Room

  • Features: Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled
  • Level: Main,First
  • Area: 910

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting, Remodeled
  • Level: Second
  • Area: 506

Office

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting, Remodeled
  • Level: First
  • Area: 210

Property

Details

  • Parcel number: 4969616
  • Zoning: SRB

Features

  • Patio & porch: Patio
  • Exterior features: Patio,Rain Gutters,Sprinkler System

Lot

  • Lot size: 0.84 Acres
  • Features: Easements,Cleared,Level

Parking

  • Total spaces: 11
  • Parking features: Attached,Garage Door Opener,Oversized,Paved Drive,Off Street,Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$433$5,196
Property Taxes $1,878$22,536
Electricity $908$10,904
Total$12,315$147,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$422,228/yr
40% on housing$369,450/yr
45% on housing$328,400/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 01810$411
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01810$396
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$1,799,000
2026-05-13Listed for sale$1,899,000

For Sale by Agent

AgentThe Lush Group
BrokerageCompass

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