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1615 Darby Dr, Waterloo, IA, 50702

3beds
3baths
1,378sqft
$249,900
$181price/sqft
$2,005/moest. monthly cost
$80,200/yrincome needed

About This Home

This conveniently located condo is a great example of condo living! Featuring 3 bedrooms and 2 full baths upstairs, including a master suite with master bath and walk-in closet. On your main level you have another half bath, laundry room, your kitchen and family room. Outside you have a spacious deck and an attached 2 car garage both accessible from your main floor. You can leave the lawn mower and shovel behind as all outside maintenance is taken care of for you!

Getting Around

43
WalkingCar-Dependent
26
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

6/10
6/10
Hoover Middle SchoolGrades 6-81.8 mi
3/10
West High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Brk Accent,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Disposal,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: 1st Floor,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Door features: Sliding Doors
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,378 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881311202006
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 5,227 sqft
  • Features: Sloped
  • Lot size dimensions: NA

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage,Garage Door Opener
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$211$2,532
Property Taxes $410$4,920
Electricity $121$1,452
Total$2,005$24,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,742/yr
40% on housing$60,150/yr
45% on housing$53,466/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 50702$125
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50702$112
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$239,900
2026-06-29Listed for sale$249,900
2025-12-18Listing removed$219,900
2025-09-17Listed for sale$219,900
2025-08-18Listing removed$1,600
2025-08-05Listed for rent$1,600
2023-11-15Listing removed--
2023-10-16Listed for rent$1,400
2019-08-22Listing removed$169,900
2019-07-21Listed for sale$169,900

For Sale by Agent

AgentLevi M Moore
BrokerageLepic-Kroeger, Realtors

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