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11 Old Highway 95, Regina, NM, 87046

2beds
2baths
2,753sqft
$300,000
$109price/sqft
$2,429/moest. monthly cost
$97,160/yrincome needed

About This Home

Unique opportunity in Regina! Originally a church, this beautifully repurposed property has been thoughtfully remodeled while preserving its distinctive character. Numerous updates create a comfortable blend of charm and modern convenience. The spacious floor plan includes a large basement ideal for hobbies, a workshop, crafts, recreation, storage, or a home gym. Situated on a generous parcel with flat, usable land, there's room for gardening, animals, RVs, outbuildings, or enjoying the peaceful surroundings. Enjoy privacy just 15 minutes from Cuba, with access to shopping, schools, dining, and everyday amenities. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this one-of-a-kind property delivers character, versatility, and room to grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Cuba Elementary SchoolGrades PK-510.9 mi
6/10
Cuba Middle SchoolGrades 6-810.9 mi
5/10
Cuba High SchoolGrades 9-1210.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Roof: Pitched
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Electric Range,Disposal,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 142

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 165

Features

  • Main Level Primary
  • Window features: Double Pane Windows,Insulated Windows,Sliding,Vinyl
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Natural Gas,Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,753
  • Total interior livable area: 2,753 sqft

Kitchen

  • Level: Main
  • Area: 192.39

Living Room

  • Level: Main
  • Area: 277.1

Primary Bedroom

  • Level: Main
  • Area: 98.7

Property

Details

  • Parcel number: 2005133061437
  • Zoning description: R-1

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard

Lot

  • Lot size: 0.66 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Landslide
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$162$1,944
Property Taxes $556$6,672
Electricity $195$2,348
Total$2,429$29,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,280/yr
40% on housing$72,870/yr
45% on housing$64,773/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 87046$65
Sandoval County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 87046
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-11Listed for sale$300,000

For Sale by Agent

AgentChristopher Shain Tanner
BrokerageKeller Williams Realty

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