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187 Stirratt Rd, Ranger, GA, 30734

2beds
2baths
1,920sqft
$399,900
$208price/sqft
$3,282/moest. monthly cost
$131,280/yrincome needed

About This Home

Discover the perfect fusion of country charm, updated design and intentional versatility with this unique, dual-dwelling property nestled in the heart of the Talking Rock Creek Resort. Designed for maximum flexibility, this property features two distinct, self-contained 1-bedroom, 1-bathroom units under one roof, offering an ideal setup for a savvy investor, a multi-generational retreat, or a live-in/rent-out opportunity. The top floor serves as a private, intimate residence with a true one-bedroom layout. This level is defined by a stunning, expansive wrap-around porch that invites you to relax and soak in the fresh mountain air. Inside, enjoy premium craftsmanship with knotty pine tongue-and-groove walls and an open-concept design that radiates mountain-chic sophistication. The base floor is a spacious, airy studio unit that perfectly balances openness with cozy, rustic character. The standout feature is a classic wood-burning stove, providing both warmth and an authentic mountain aesthetic. It is the perfect spot for guests to unwind after a day of exploring, or your personal onsite getaway. Located within the sought-after Talking Rock Creek Resort, residents enjoy exclusive access to an array of premier amenities. Spend your days hiking the community's scenic paths, playing a match on the tennis courts, cooling off at your choice of two pools, or gathering with friends and neighbors at the Trout Lodge or Community Center-the resort's signature heartbeats of the community. The true highlight of this property is the intentional outdoor experience; the rear of the lot has sweeping, unobstructed, and truly majestic views of the surrounding mountains. Whether you are enjoying a morning coffee from the top-floor wrap-around porch or hosting an evening by the fire pit in the backyard, the connection to nature is unmatched. This is a turnkey, rare-find asset that presents a unique opportunity for experienced investors looking to capitalize on the booming North Georgia short-term rental market, or private owners looking to offer their guests a private suite. With the ability to generate income from two separate units in a highly sought-after, view-centric location, or be greedy and keep them all to yourself and your guests, this property is the ultimate mountain getaway retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
Red Bud Middle SchoolGrades 6-88.6 mi
6/10
Sonoraville High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Master On Main Level
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 640
  • Finished area above ground: 1,280
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen

  • Features: Second Kitchen

Property

Details

  • Parcel number: 1141 187

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None

Lot

  • Lot size: 1.54 Acres
  • Features: Sloped

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Landslide
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$238$2,856
Property Taxes $803$9,636
Electricity $219$2,637
Total$3,282$39,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,525/yr
40% on housing$98,460/yr
45% on housing$87,520/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 30734$220
Gordon County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 30734$223
Gordon County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$399,900
2026-06-11Listed for sale$449,900
2022-07-05Sold$254,000
2022-06-08Pending sale$257,000
2022-06-01Contingent$257,000
2022-06-01Pending sale$257,000
2022-05-19Price change$257,000
2022-05-04Listed for sale$259,000
2018-08-24Sold$126,000
2018-08-06Pending sale$129,900
2018-07-17Price change$129,900
2018-07-16Price change$145,000
2018-07-07Price change$165,000
2018-06-26Listed for sale$169,000
2016-08-12Sold$115,000
2007-02-28Sold$50,000

For Sale by Agent

AgentDavid Rosa
BrokerageColdwell Banker Realty

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