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291 Table Rock Trce NW, Valdese, NC, 28690

5beds
3baths
3,560sqft
$974,999
$274price/sqft
$6,027/moest. monthly cost
$241,080/yrincome needed

About This Home

Brand NEW WATERFRONT home in sought-after gated Lake Rhodhiss Estates with 5 BEDROOMS! This community offers a natural and private oasis with walking trails, recreation area, and mountain-top pavilion. Imagine living like you're on vacation every day with scenic boating, fishing, mountain views, and more. This newish community offers underground utilities, city water/sewer, and very low HOA fees. The home boasts elegance and luxury design throughout with high-end LVP hardwoods, two rocked fireplaces, built-ins, open concept, split bedroom floor plan, high/tray ceilings, large windows, and custom top-tier cabinetry! Wow your guests with open water views from every room in the back of the home and the large covered back deck. On the main level, you have 3 bedrooms, 2 full baths, laundry, and an amazing kitchen. Downstairs you'll be impressed... this walk-out style finished basement really is the perfect 2nd living quarters, having a large family room, HUGE 2nd laundry room, full bath, 2 bedrooms, and a 2nd FULL kitchen. Noteworthy mentions: tankless hot water heater, quartz counters, stylish fixtures, multiple walk-in closets with systems, storage closets, 9.5-foot ceiling in basement.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Drexel PrimaryGrades PK-52.0 mi
4/10
Heritage MiddleGrades 6-82.0 mi
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Hardboard Siding

Other

  • Builder name: Shuping Properties, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Exhaust Hood,Microwave,Refrigerator with Ice Maker,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Lower Level,Main Level,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Interior Entry

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Den

  • Level: Basement

Dining Area

  • Level: Main

Features

  • Built-in Features,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Other - See Remarks
  • Door features: Sliding Doors
  • Flooring: Vinyl
  • Fireplace features: Den,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,780
  • Finished area above ground: 1,780

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 3,560 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Mobility Friendly Flooring

Details

  • Parcel number: 2724792287
  • Zoning: R-12 A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Other - See Remarks,Waterfront
  • Waterbody name: Lake Rhodhiss

Lot

  • Lot size: 0.88 Acres
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$528$6,336
Property Taxes $238$2,856
Electricity $331$3,978
Total$6,027$72,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,640/yr
40% on housing$180,810/yr
45% on housing$160,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 28690$174
Burke County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 28690$189
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$1,120,000
2026-03-26Price change$1,135,000
2026-03-02Price change$1,150,000
2026-02-20Listed for sale$1,200,000
2023-09-06Sold$41,000
2023-07-28Listed for sale$50,000
2022-08-20Listing removed--
2022-02-08Price change$79,900
2021-08-24Listed for sale$84,900
2020-04-21Sold$70,000

New Construction

AgentChristie Leonard
BrokerageWNC Real Estate at Lake James

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