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2481 McCammon Ridge Rd, Mckee, KY, 40447

2beds
1baths
1,600sqft
$299,900
$187price/sqft
$2,144/moest. monthly cost
$85,760/yrincome needed

About This Home

Welcome to your own mini-farm paradise, where modern updates, functional improvements, and natural beauty come together on 7+/- acres of rolling grassland. This state-approved farm offers the added value of a transferable farm license, making it an excellent opportunity for both lifestyle buyers and investors. The beautifully remodeled brick ranch (2018) features 2 bedrooms, 1 bath, a laundry room, and a spacious living area with 10-foot ceilings and a cozy gas log fireplace. A rare highlight is the 600 sq. ft. historic hewed rock cellar, adding character and versatility to the property. Equestrian and outdoor enthusiasts will appreciate the four-stall horse barn with tack room, along with a pond and creek that enhance both functionality and scenic appeal. The property is also equipped with a 5-foot galvanized fenced backyard and an underground electric animal fence, making it ideal for pets or livestock. Additional improvements include a 1,200 sq. ft. insulated block building with heat, perfect for a workshop or storage, and a massive 1,800 sq. ft. insulated detached garage offering ample space for equipment, vehicles, or hobbies. Recent updates provide peace of mind, including a new roof (2022), new septic system (2023), and updated wiring, fixtures, outlets, and ceiling fans (2024). The kitchen features new appliances, making this home truly move-in ready. Conveniently located just down the road from a new sports complex currently under construction, within walking distance to Mill Creek Game Reserve, and only 2 miles from Flat Lick Falls, this property offers the perfect balance of privacy and accessibility—just 35 minutes to London and Berea, and under an hour to Richmond. MLS Acreage Disclosure The stated acreage has been estimated by the (Local Property Valuation Administrator / boundary deed description / Agriculture Soil Conservation Service). The estimate is not the result of a survey and cannot be relied upon for accuracy. The property is selling by its boundary deed description.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
McKee Elementary SchoolGrades PK-53.0 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Block
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 68SE14G

Features

  • Levels: One
  • Has view: Yes
  • View description: Rural,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 7 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$268$3,216
Property Taxes $206$2,472
Electricity $154$1,850
Total$2,144$25,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,508/yr
40% on housing$64,320/yr
45% on housing$57,173/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 40447$185
Jackson County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 40447
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$299,900
2026-07-05Price change$320,000
2026-06-12Price change$340,000
2026-05-14Listed for sale$349,900
2025-05-07Listing removed$299,900
2025-02-06Price change$299,900
2024-12-09Price change$345,000
2024-11-07Listed for sale$375,000
2021-10-20Sold$199,000
2021-09-01Contingent$199,000
2021-08-26Listed for sale$199,000
2021-03-24Listing removed--
2019-09-14Listing removed$149,999
2019-08-08Listed for sale$149,999
2011-07-14Sold$60,000

For Sale by Agent

AgentShawn J Fisher
BrokerageWEICHERT REALTORS - Ford Brothers

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