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199 E Swamp Rd, Penn Yan, NY, 14527

5beds
3baths
3,410sqft
$489,000
$143price/sqft
$3,746/moest. monthly cost
$149,840/yrincome needed

About This Home

Rare opportunity to own a truly one-of-a-kind 5-bedroom, 2.5-bath geodesic estate set on 5 picturesque acres complete with an active stream and apple orchard. This architectural gem has soaring ceilings, multiple skylights, and an abundance of natural light throughout. The chef’s kitchen features a center island and opens to a deck—perfect for enjoying summer meals while overlooking the peaceful property. The first-floor primary suite includes a spacious bath with double sinks, walk-in shower, & generous walk-in closet. Upstairs, each bedroom on the lofted second floor has its own private balcony, showcasing unique views of the surrounding acreage. The finished basement with durable epoxy floors provides flexible space ready for your personal touch—ideal for a future family room, recreation space, or home gym. Additional features include a two-car garage, storage room, and dedicated laundry area. Major updates provide peace of mind, including furnace and A/C (2016), hot water heater (2016), well pump (2015), full water purification system (2016), and whole-house air-to-air exchanger—making this exceptional property as practical as it is stunning.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Gorham Elementary SchoolGrades 3-53.0 mi
4/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: Block
  • Roof: Other,See Remarks
  • Construction materials: Block,Frame,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Cathedral Ceiling(s),Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Kitchen Island,Pull Down Attic Stairs,Storage,Skylights,Loft,Main Level Primary,Primary Suite,Programmable Thermostat
  • Window features: Skylight(s)
  • Flooring: Hardwood,Tile,Varies
  • Attic: Pull Down Stairs
  • Finished area below ground: 500

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,410
  • Total interior livable area: 3,410 sqft

Property

Details

  • Parcel number: 57328900500200010100020000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Deck
  • Exterior features: Balcony,Deck,Gravel Driveway,Propane Tank - Owned

Lot

  • Lot size: 5.14 Acres
  • Features: Agricultural,Irregular Lot,Wooded
  • Lot size dimensions: 58 x 408

Parking

  • Total spaces: 2
  • Parking features: Attached,Underground,Electricity,Garage,Driveway,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Drought
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Yates County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$133$1,596
Property Taxes $578$6,936
Electricity $563$6,762
Total$3,746$44,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,434/yr
40% on housing$112,380/yr
45% on housing$99,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 14527$328
Yates County$284

vs Homes Sold Last Month

Median $/sqft

ZIP 14527$241
Yates County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for sale$499,000
2024-11-23Listing removed$6,500
2024-08-16Price change$6,500
2024-08-01Price change$7,500
2024-06-03Listed for rent$9,000
2023-08-04Sold$350,000
2023-07-11Pending sale$375,000
2023-06-14Price change$375,000
2023-05-05Listed for sale$395,000
2019-07-02Sold$176,839

For Sale by Agent

AgentHoward Hanna, Sandra Stebelton
BrokerageHoward Hanna

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