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601 Commons Lane, Saugerties, NY, 12477

2beds
2baths
1,120sqft
$299,900
$268price/sqft
$2,266/moest. monthly cost
$90,640/yrincome needed

About This Home

Welcome to 601 Commons Lane, a stylish 2-bedroom, 2-bath ground-floor condo offering 1,120 sq ft of comfortable, low-maintenance living in the desirable Commons at Saugerties community. Built in 2015, this ground-floor, single-level home features an open-concept layout with high ceilings, a spacious living/dining area, and a well-appointed kitchen with modern appliances and ample storage. The primary suite includes a walk-in closet and private en suite bath, while a second bedroom and full bath provide flexibility for guests or a home office. Additional highlights include central air, natural gas heat, washer/dryer hookups, and a private patio for outdoor relaxation. Enjoy a truly turnkey lifestyle with HOA-maintained grounds, snow removal, and trash service, along with access to community amenities such as a clubhouse and recreational areas. Ideally located near Route 9W, the property offers easy access to shopping, dining, and the charm of downtown Saugerties, with Kingston, Woodstock, and the NYS Thruway just a short drive away.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
4/10
7/10

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Oven,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Double Vanity,Entrance Foyer,High Ceilings,High Speed Internet,Open Floorplan,Pantry,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters,Recessed Lighting
  • Window features: Bay Window(s),Blinds,Double Pane Windows,Drapes,Screens
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Attic: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 4889029.0090003009.6010000
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Patio
  • Exterior features: Lighting,Playground
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 436 sqft
  • Features: Cul-De-Sac,Landscaped

Parking

  • Parking features: Assigned,Common

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$100$1,200
Property Taxes $404$4,848
Electricity $246$2,954
Total$2,266$27,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,691/yr
40% on housing$67,980/yr
45% on housing$60,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 12477$269
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12477$220
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$299,900
2026-07-06Listed for sale$299,900
2016-11-29Sold$163,900

For Sale by Agent

AgentMark Karten PSA SRS
BrokerageKarten Real Estate Svcs LLC

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