6689 State Route 90 N, Cayuga, NY, 13034
About This Home
Exceptional Cayuga Lake compound set on 1.2 acres with 100 feet of prime east side lake frontage. Offering 6 total bedrooms and 4 full bathrooms across two private residences, alongside a rare blend of turnkey living, privacy, and income potential. Whether you’re seeking a fulltime lake home, weekend escape, or investment with short-term rental upside, this property delivers versatility that is difficult to replicate. The reimagined 3 bedroom, 2 bath Ranch spans just over 1,500 square feet and features a brand new kitchen and baths, oak hardwood floors, and a low maintenance Trex deck designed for effortless lakeside living. Take in stunning sunsets from the living room or unwind outdoors with unobstructed water views. A fully rebuilt, 1,000 square foot accessory dwelling unit (ADU) with lake views offers an additional 3 bedrooms and 2 full bathrooms, complete with all new plumbing, electrical, HVAC, kitchen, and baths. Ideal as a guest house, in-law suite, or income-producing rental, the secondary residence is well suited for use on platforms such as Airbnb and Vrbo, creating flexibility rarely found along the lake. The expansive, usable shoreline supports docks and multiple watercraft, with convenient proximity to a nearby marina for larger boating access. With strong appeal for multigenerational living, hosting, or income generation, this offering represents a unique opportunity to own a true lakefront compound on Cayuga Lake. Properties with this level of flexibility and dual living design rarely become available. Property is USDA Loan Eligible. No delayed negotiations. Schedule your private tour today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1940
Materials
- Foundation: Block
- Roof: Metal,Shingle
- Construction materials: Block,Fiber Cement,Other,Concrete,Vinyl Siding,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Refrigerator,Dishwasher,Exhaust Fan,Electric Water Heater,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Range Hood
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Kitchen Island,Living/Dining Room,See Remarks,Sliding Glass Door(s),Bedroom on Main Level,In-Law Floorplan,Main Level Primary,Primary Suite,Programmable Thermostat
- Door features: Sliding Doors
- Window features: Thermal Windows
- Flooring: Hardwood,Luxury Vinyl,Tile,Varies
Heating & Cooling
- Heating features: Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,499
- Total interior livable area: 2,499 sqft
Property
Details
- Parcel number: 05208911200100010080110000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Porch
- Exterior features: Deck,Dock,Gravel Driveway,See Remarks
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Access,Lake
- Waterbody name: Cayuga Lake
- Frontage length: 100
Lot
- Lot size: 1.20 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 100 x 475
Parking
- Parking features: No Garage,Driveway,Shared Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cayuga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,665 | $43,980 |
| Home Insurance * | $309 | $3,708 |
| Property Taxes | $1,099 | $13,188 |
| Electricity | $412 | $4,955 |
| Total | $5,485 | $65,820 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $825,000 |
| 2026-04-28 | Listing removed | $825,000 |
| 2025-12-16 | Listed for sale | $825,000 |
| 2024-11-15 | Sold | $275,000 |
| 2024-08-09 | Contingent | $309,999 |
| 2024-07-29 | Price change | $309,999 |
| 2024-06-20 | Price change | $349,900 |
| 2024-04-05 | Price change | $369,900 |
| 2023-11-22 | Listed for sale | $385,000 |
| 1997-11-07 | Sold | $94,300 |
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