401 S Main St, Ventura, IA, 50482
About This Home
Welcome to lakefront living at its finest. Situated along 50 feet of pristine and private shoreline on Clear Lake, this exceptional 4 BR, 4 BA twin home blends refined comfort with panoramic water views and breathtaking morning light that fills the home. Thoughtfully designed for both relaxation and entertaining; the property features spacious gathering areas and seamless indoor-outdoor flow. Enjoy the lake life with an expansive no-maintenance deck and brand-new paver patio with lighting plus 130 ft. of Shore Station dock. Extensively upgraded, the home offers peace of mind alongside luxury, with improvements including a new seawall, roof, high efficiency HVAC system, 50 gal. water heater, and water softener. Ample parking and an attached garage provide everyday convenience, while the opportunity to purchase the home fully or partially furnished allows for a turnkey transition. Thoughtfully designed for comfort, the main floor features a well-equipped kitchen, large eating area plus breakfast bar and a walk-in pantry. The adjoining living room features lakefront views, a gas fireplace and plenty of space to relax. The lower level includes an additional living space, plus a bedroom and 3/4 bath. Upstairs, the primary suite enjoys lake views and includes a spacious bathroom with jetted tub, separate shower and walk-in closet. Two additional bedrooms on the upper level share a full jack-and-jill bathroom. Don’t miss the opportunity to experience this remarkable home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Construction materials: Fiber Cement
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Upper
- Area: 156
- Dimensions: 13 X 12
Bedroom3
- Level: Upper
- Area: 150
- Dimensions: 15 X 10
Bedroom4
- Level: Lower
- Area: 144
- Dimensions: 12 X 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Family Room
- Level: Lower
- Area: 378
- Dimensions: 21 X 18
Features
- Finished area below ground: 575
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,446 sqft
Kitchen
- Level: Main
- Area: 286
- Dimensions: 26 X 11
Living Room
- Level: Main
- Area: 342
- Dimensions: 19 X 18
Other
- Level: Upper
- Area: 204
- Dimensions: 17 X 12
Other
- Level: Upper
- Area: 154
- Dimensions: 14 X 11
Other
- Level: Upper
- Area: 63
- Dimensions: 9 X 7
Other
- Level: Basement
- Area: 40
- Dimensions: 5 X 8
Other
- Area: 24
- Dimensions: 4 X 6
Other
- Level: Main
- Area: 440
- Dimensions: 20 X 22
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 052010600200
Features
- Levels: Two
Lot
- Lot size: 4,748 sqft
- Lot size dimensions: Association
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,017 | $72,204 |
| Home Insurance * | $621 | $7,452 |
| Property Taxes | $1,194 | $14,328 |
| Electricity | $182 | $2,189 |
| Total | $8,014 | $96,168 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-14 | Listed for sale | $1,190,000 |
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