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1805 Highway 91, Elizabethton, TN, 37643

2beds
2baths
900sqft
$240,000
$267price/sqft
$1,930/moest. monthly cost
$77,200/yrincome needed

About This Home

Priced Below Appraisal! Welcome home to this beautifully maintained 2 bedroom, 2-bath cottage style home, situated on a large level lot in the Stoney Creek Community. Built in 2019, this move-in-ready home combines modern convenience with timeless charm in a beautiful setting. From the moment you arrive, you'll appreciate the inviting covered front porch, fresh landscaping, and brand-new paved driveway that enhances the home's curb appeal. Inside, the living space offers comfort, functionality, and low-maintenance living. Step through the new sliding glass door onto the newly built back deck featuring Trex decking, the perfect place to enjoy your morning coffee, relax with a good book, or just unwind while taking in the surrounding views. Situated on nearly half an acre, there's plenty of room to garden, play, or simply enjoy the outdoors. Whether you're searching for your first home, looking to downsize, or seeking a peaceful retreat, this charming cottage is one you won't want to miss. Buyer/Buyer's agent to verify all information.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Unaka Elementary SchoolGrades PK-80.8 mi
4/10
Unaka High SchoolGrades 9-124.1 mi
4/10
Hunter Elementary SchoolGrades K-85.3 mi

Construction

Condition

  • Property condition: Above Average
  • Year built: 2019

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Kitchen/Dining Combo,Open Floorplan,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 023b A 01103 000
  • Zoning: Res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Back,Covered,Front Porch
  • Topography of land: Level

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: 99' x 204' x 92' x 204'

Parking

  • Parking features: Asphalt,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $113$1,356
Property Taxes $429$5,148
Electricity $175$2,103
Total$1,930$23,160

Income You'd Need if You Spent...

35% on housing$66,171/yr
40% on housing$57,900/yr
45% on housing$51,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 37643$147
Carter County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 37643$160
Carter County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$235,000
2026-08-07Price change$235,000
2026-08-02Price change$240,000
2026-07-29Listed for sale$250,000
2025-12-19Sold$235,000
2025-11-17Pending sale$239,900
2025-11-14Listed for sale$239,900
2024-03-22Sold$210,000
2024-02-26Pending sale$220,000
2024-02-22Listed for sale$220,000
2023-10-01Listing removed--
2023-09-29Listed for sale$215,000
2019-09-18Sold$146,400

For Sale by Agent

AgentAmanda Birchfield
BrokerageHurd Realty, LLC

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