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42203 Hammock Ln, Punta Gorda, FL, 33982

5beds
4baths
3,112sqft
$599,689
$193price/sqft
$4,616/moest. monthly cost
$184,640/yrincome needed

About This Home

Lennar Model Home, Redbud floor plan two story big house is located in Lakes Timber Babcock Ranch. It is professional designed with a lot of upgrate decroration. Tiles are all through the first floor. Gutters are all around the roofs. This property looks very classy and gorgeous. Lake Timber erea has mimutes walking distance from Founder's Square. Low HOA fee including WIFI and Club house is another benefit. You will feel so easy to live here and enjoy FL lifestype, swimming, fishing, tennis, pickleballs... This house has two master bedrooms. One on first floor and the other is upstair. It is very conventient for school, shopping, restaurants, dog parks.... The sellers consider the lease option to purchase.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-518.9 mi
4/10
Punta Gorda Middle SchoolGrades 6-820.0 mi
5/10
Charlotte High SchoolGrades 9-1220.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: Block,Other,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Tankless Water Heater,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Built-in Features,Tray Ceiling(s),Kitchen Island,Living/Dining Room,Multiple Primary Suites,Pantry,Shower Only,Separate Shower,Walk-In Pantry,Walk-In Closet(s),High Speed Internet,Great Room,Screened Porch
  • Window features: Double Hung
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,915
  • Total interior livable area: 3,112 sqft

Property

Details

  • Parcel number: 422631101001
  • Lease amount: 0

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Shutters Manual
  • Has view: Yes
  • View description: Landscaped,Preserve
  • Waterfront features: None

Lot

  • Lot size: 7,405 sqft
  • Features: Rectangular Lot,Sprinklers Automatic

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Electric Vehicle Charging Station(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Coastal Flooding
Drought
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,032$36,384
Home Insurance *$369$4,428
Property Taxes $902$10,824
Electricity $313$3,758
Total$4,616$55,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,262/yr
40% on housing$138,480/yr
45% on housing$123,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$179
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listing removed$3,600
2026-07-16Listed for rent$3,600
2026-07-13Price change$599,689
2026-07-04Price change$619,689
2026-06-15Price change$629,689
2026-06-10Listed for sale$639,689
2025-09-05Listing removed$3,500
2025-08-25Listed for rent$3,500
2025-02-28Listing removed$3,900
2025-02-17Listed for rent$3,900
2023-12-18Sold$484,600

For Sale by Agent

AgentLimei Ghirlando
BrokerageRE/MAX Realty Group

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