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42211 Hammock Ln, Punta Gorda, FL, 33982

5beds
4baths
3,100sqft
$615,000
$198price/sqft
$4,724/moest. monthly cost
$188,960/yrincome needed

About This Home

Experience the best of the Babcock Ranch lifestyle in this impressive 5-bedroom, 4-bath former model home offering over 3,100 square feet of living space and more than $70,000 in upgrades. Thoughtfully updated throughout, the home features newer flooring, plantation shutters, a reverse osmosis system, newer appliances, pet-friendly Stainmaster carpet, fresh Sherwin-Williams enamel paint, an upgraded staircase, custom shiplap accent walls, smart door locks, a newly screened lanai with no-see screening, and more. The spacious two-story floor plan offers plenty of room for everyday living, entertaining, working from home, and hosting guests. Outside the home, enjoy the incredible Babcock Ranch lifestyle with an extensive network of walking and biking trails, lakes, parks, community pools, fitness and recreational opportunities, sports facilities, community events, shopping, dining, and a vibrant social atmosphere. Located in America’s first solar-powered town, this move-in-ready home offers the perfect combination of space, upgrades, modern convenience, and the connected lifestyle that makes Babcock Ranch such a special place to call home.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-518.9 mi
4/10
Punta Gorda Middle SchoolGrades 6-820.0 mi
5/10
Charlotte High SchoolGrades 9-1220.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker,Water Purifier,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Tray Ceiling(s),Dual Sinks,Living/Dining Room,Pantry,Walk-In Closet(s),High Speed Internet,Loft,Family Room,Loft,Screened Porch
  • Window features: Impact Glass,Shutters
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Property

Details

  • Parcel number: 422631101002
  • Lease amount: 0
  • Other equipment: Reverse Osmosis System

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Patio,Gas Grill
  • Has view: Yes
  • View description: Mangroves
  • Waterfront features: None

Lot

  • Lot size: 6,534 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 50 x 132 x 59 x 132

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Coastal Flooding
Drought
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$379$4,548
Property Taxes $925$11,100
Electricity $311$3,743
Total$4,724$56,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,965/yr
40% on housing$141,720/yr
45% on housing$125,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$179
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$615,000
2026-07-08Listed for sale$625,000
2025-07-28Sold$600,000
2024-04-24Sold$620,000
2024-04-18Pending sale$668,900
2024-04-03Price change$668,900
2024-02-26Price change$734,900
2024-02-17Price change$774,999
2024-01-18Price change$829,000
2024-01-02Price change$888,800
2023-12-24Listed for sale$889,999
2023-12-15Sold$481,600
2023-11-29Listed for sale$889,000

For Sale by Agent

AgentDJ Force
BrokerageKW Florida Living

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