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2084 LA PALMA AVENUE, Pt Charlotte, FL, 33953

5beds
3baths
2,920sqft
$390,000
$134price/sqft
$2,934/moest. monthly cost
$117,360/yrincome needed

About This Home

Nearly 3,000 Square Feet. 5 Bedrooms. Gated Community. Under $400,000. Homes with this much space at this price have become incredibly difficult to find. If you've been searching for a home where everyone finally has their own room, where you can work from home without sacrificing a bedroom, host family and friends with ease, and still have space to relax, you've just found it. As one of the largest homes in Villa Milano, this move-in-ready residence offers nearly 3,000 square feet, 5 bedrooms, 3 full bathrooms, a versatile loft, and a fully fenced backyard, giving you the flexibility to create a home that fits your lifestyle today and for years to come. Built in 2017, the thoughtfully designed floor plan features expansive open living spaces, a spacious kitchen with stainless steel appliances, double ovens, abundant cabinetry, and an oversized island that naturally becomes the gathering place for family and friends. A first-floor bedroom and full bathroom provide the perfect space for guests, multigenerational living, or a private home office, while upstairs the oversized primary suite offers a peaceful retreat with dual vanities, a soaking tub, separate shower, and generous walk-in closet. Three additional bedrooms and an oversized loft create endless possibilities for a media room, game room, playroom, home gym, or second living area. Outside, the fully fenced backyard is ready for play, pets, backyard barbecues, or simply enjoying Florida's year-round sunshine, with room to personalize the outdoor space to fit your vision. Residents of Villa Milano enjoy a gated entrance, community pool, low HOA fees, and easy access to North Port, Wellen Park, Charlotte Sports Park, shopping, dining, Gulf beaches, Boca Grande, Venice, and Interstate 75. The largest home in Villa Milano. One of the best values in Port Charlotte. If you've been touring smaller homes and wondering where you'll put everyone, this is the one that changes the conversation. Schedule your private showing today and experience the space, flexibility, and value that make 2084 La Palma Avenue stand out from everything else in its price range.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Liberty Elementary SchoolGrades PK-55.5 mi
5/10
Murdock Middle SchoolGrades 6-82.2 mi
2/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 196.8
  • Dimensions: 16x12.3

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,394
  • Total interior livable area: 2,920 sqft

Kitchen

  • Level: First
  • Area: 151.5
  • Dimensions: 10.1x15

Living Room

  • Level: First
  • Area: 426
  • Dimensions: 28.4x15

Primary Bathroom

  • Level: Second
  • Area: 126
  • Dimensions: 10.5x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 271.86
  • Dimensions: 19.7x13.8

Property

Details

  • Parcel number: 402115133005
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard,Sidewalk
  • Fencing: Vinyl

Lot

  • Lot size: 6,749 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$186$2,232
Property Taxes $483$5,796
Electricity $293$3,526
Total$2,934$35,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,594/yr
40% on housing$88,020/yr
45% on housing$78,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 33953$175
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33953$169
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$2,400
2026-07-24Listed for rent$2,600
2026-07-03Listed for sale$390,000
2026-05-01Listing removed$364,990
2026-03-27Listing removed$2,400
2026-03-18Price change$2,400
2026-03-01Price change$2,500
2026-02-21Price change$2,600
2026-02-20Price change$364,990
2026-01-06Price change$374,900
2026-01-01Price change$2,800
2025-10-30Price change$3,000
2025-10-03Listed for sale$374,990
2025-09-21Price change$3,500
2025-09-09Price change$3,795
2025-08-25Price change$3,800
2025-08-19Listing removed$425,000
2025-08-15Listed for rent$4,000
2025-05-28Price change$425,000
2025-05-05Price change$439,000
2025-04-23Listed for sale$449,000
2025-04-15Listing removed$449,000
2025-02-12Price change$449,000
2024-12-29Price change$463,900
2024-12-03Listed for sale$464,900
2021-12-17Sold$455,000
2018-02-23Sold$275,090

For Sale by Agent

AgentLiz Vasconcelos Roos
BrokerageEXP REALTY LLC

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