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23349 Bells Ferry Rd, Pass Christian, MS, 39571

1beds
1baths
791sqft
$199,900
$253price/sqft
$1,414/moest. monthly cost
$56,560/yrincome needed

About This Home

This is a Very Nice, Well Maintained home that backs up to Wolf River and offers 1 bedroom, 1 full bath, open kitchen-great room plan with a W/B Fireplace and indoor laundry closet. All flooring is Luxury Vinyl Plank. This home is raised approximately 5' off of the ground but is 21' above sea level, has a wrap around porch and is situated on 3.9 acres with pond, storage room and detached covered parking. Stove operates on Propane. Property has well and septic.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Delisle Elementary SchoolGrades PK-52.6 mi
7/10
9/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2019

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Laundry Closet

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar
  • Flooring: Vinyl

Great Room

  • Level: Upper

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 791
  • Total interior livable area: 791 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Upper

Property

Details

  • Parcel number: 041031019.013

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 3.90 Acres

Parking

  • Total spaces: 5
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Coastal Flooding
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$155$1,860
Property Taxes $57$684
Electricity $192$2,304
Total$1,414$16,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,480/yr
40% on housing$42,420/yr
45% on housing$37,706/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 39571$233
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39571$241
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$215,000
2026-04-15Price change$220,000
2025-11-21Listed for sale$230,000
2025-04-17Listing removed$1,200
2025-03-28Listed for rent$1,200

For Sale by Agent

AgentBeth Arnold
BrokerageBeth Arnold Realty, LLC

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