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5 Oak Alley Ln, Gulfport, MS, 39560

2beds
3baths
1,540sqft
$275,000
$179price/sqft
$2,021/moest. monthly cost
$80,840/yrincome needed

About This Home

OWNER FINANCING AVAILBLE! Just half a block from pristine white-sand beaches, this beautiful 2-bedroom, 2.5-bath townhouse offers the perfect blend of comfort, style, and coastal living. The open-concept living and kitchen area is bright and inviting, seamlessly extending to a charming balcony—ideal for relaxing or entertaining. The third-floor primary suite is a true retreat, featuring its own private balcony to enjoy peaceful sunrises. An en-suite bath includes a luxurious soaking tub and a separate walk-in shower. The guest bedroom is thoughtfully designed and includes a private bath, maximizing flexibility and space. An interior elevator services all floors, adding both convenience and accessibility. Outdoors, the rear patio is perfect for gatherings. A community pool is located just down the street for added enjoyment. Offered fully furnished, this turnkey townhouse is an exceptional opportunity to own a refined coastal escape just steps from the beach with a home warranty. OWNER FINANCING AVAILBLE!

View Virtual Tour

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Thomas L Reeves Elementary SchoolGrades PK-31.0 mi
9/10
Long Beach Middle SchoolGrades 5-82.8 mi
9/10
Long Beach Senior High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Residential,Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Microwave,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Window Treatments
  • Flooring: Vinyl
  • Fireplace features: None
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,540
  • Total interior livable area: 1,540 sqft

Property

Details

  • Parcel number: 0512j03066.005

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony,Elevator,Private Entrance,Private Yard
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 6.25 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$304$3,648
Property Taxes $135$1,620
Electricity $192$2,304
Total$2,021$24,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$80,840/yr
35% on housing$69,291/yr
40% on housing$60,630/yr
45% on housing$53,893/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 39560$149
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39560$142
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$304,900
2026-03-26Price change$319,000
2026-01-14Listed for sale$330,000

For Sale by Agent

AgentRebecca E O'Dwyer
BrokerageO'Dwyer Realty-PSC
Phone985-507-0702
View on Zillow

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