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212 Stowe Dr, Suffolk, VA, 23435

5beds
4baths
2,824sqft
$490,000
$174price/sqft
$3,362/moest. monthly cost
$134,480/yrincome needed

About This Home

Stunning Waterfront Home in the Gables at the Riverfront! This Spacious 5 Bedroom, 3.5 Bath, 3100sq ft home Offers An Open Floor Plan, Beautiful View Of Eagle Lake, SW Exposure For Sunroom, and Primary Suite Seating Area, 3rd Floor Additional Suite W/Full Bath & Custom-Built Wall Library Cabinet. 3 Zone Heating & Cooling, Built In Gladiator Gear Wall Storage and Workbench In Garage Will Convey, Extended Sunroom & Sitting RM. This home features a fenced in backyard, as well as access to over 5 neighborhood parks (with multiple kayak launching spots), scenic walking/ biking trail (just steps from your backyard), community golf course, and 2 community pools! New Roof June 2025! EV charger, and generator hookups. HOA is responsible for all exterior maintenance and landscaping (except for fenced area)!!!! Northern Shores Elementary rated 7/10 (great schools), Col Fred Cherry Middle 8/10. Nansemond River High (B niche)

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Wood
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: 220 V Elec,Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Washer,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Primary Sink-Double,Walk-In Closet(s),In-Law Floorplan,Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,824 sqft

Property

Details

  • Parcel number: 62GE73
  • Attached to another structure: Yes
  • Other equipment: Generator Hookup

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None,Association
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Electric Vehicle Charging Station(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$179$2,148
Property Taxes $434$5,208
Electricity $272$3,264
Total$3,362$40,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,268/yr
40% on housing$100,860/yr
45% on housing$89,653/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 23435$209
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23435$206
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentDebbie Crevier-Kent
BrokerageCottage Street Realty LLC

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