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295 Saint Andrews Rd, Brandenburg, KY, 40108

5beds
3baths
3,268sqft
$449,500
$138price/sqft
$3,190/moest. monthly cost
$127,600/yrincome needed

About This Home

Modern Luxury & Golf Course Living in Doe Valley. Experience the perfect blend of style and recreation at 295 St. Andrews Rd. This impressive 5-bedroom, 3-bathroom home features a fully finished walk-out basement and premium upgrades throughout, designed for both comfort and an active lifestyle. The open-concept living area is anchored by a sophisticated tray ceiling, adding depth and elegance to the heart of the home. The gourmet kitchen boasts gray cabinetry with under-cabinet lighting, granite countertops, and a white subway tile backsplash. High-end stainless steel Maytag appliances complete the space. The expansive basement is perfect for relaxation or guests, featuring a large family room, two additional bedrooms, a full bath, and generous storage space, plus a versatile bonus area currently used as a gym. Outdoor living is exceptional with a welcoming covered front porch, a covered rear deck, and a lower patio. The fenced backyard provides a private retreat and includes a convenient path with direct access to the golf course. Located in the private, gated community of Doe Valley, you?ll enjoy 24-hour security and elite amenities: Water & Social: Two beaches, a marina, and a clubhouse with a pool, restaurant, and bar. Active Lifestyle: 18-hole golf course, tennis/basketball courts, and a playground. Enjoy resort-style living every day. Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

9/10
5/10
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Construction

Condition

  • Property condition: New Construction
  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Gas Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 1720

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished-Full,Walk-Out Access

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Split Bedroom Floor Plan,Walls (Dry Wall),Kitchen/Dining Combo
  • Door features: Insulated Doors
  • Window features: Thermo Pane Windows,Tilt,Vinyl Frame,Blinds
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: 1,Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,268
  • Total interior livable area: 3,268 sqft

Kitchen

  • Features: Granite Counters
  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1361006050

Features

  • Pool features: Community
  • Patio & porch: Covered Front Porch,Covered Deck,Patio
  • Exterior features: Concrete Walks,Landscaping
  • Fencing: Chain Link
  • Waterbody name: Doe Valley Lake

Lot

  • Lot size: 0.45 Acres
  • Features: Tennis Court,Corner Lot,Golf Course,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,272$27,264
Home Insurance *$212$2,544
Property Taxes $448$5,376
Electricity $258$3,096
Total$3,190$38,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,371/yr
40% on housing$95,700/yr
45% on housing$85,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 40108$156
Meade County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 40108$150
Meade County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$495,000
2020-01-22Sold$299,000
2018-05-15Sold$4,500

For Sale by Agent

AgentKaren Denner
BrokerageSCHULER BAUER REAL ESTATE SERVICES ERA POWERED - BRANDENBURG

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