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4 Kless Court, Middletown, NY, 10940

3beds
3baths
2,097sqft
$420,000
$200price/sqft
$3,326/moest. monthly cost
$133,040/yrincome needed

About This Home

Welcome to this well-kept 3-bedroom home with a bonus loft, set in the Maple Fields community. The first floor offers an easy, open layout with a comfortable living area that leads out to a private patio, along with a dining space and a kitchen that includes a pantry, tile accents, and stainless steel appliances. Upstairs you’ll find the primary bedroom featuring a walk-in closet and its own bathroom with a tiled shower and double sinks. Two additional bedrooms and the loft provide plenty of flexibility for guests, work, or hobbies. An attached one-car garage adds convenience. Maple Fields residents enjoy access to community amenities including a pool, clubhouse, fitness center, basketball courts, and a playground. The location is close to major roadways, public transit, Garnet Health Medical Center, shopping, and dining. Some photos digitally staged.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
William A Carter SchoolGrades K-51.0 mi
5/10
Middletown High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Chandelier,Eat-in Kitchen,Entrance Foyer,Formal Dining,Marble Counters,Pantry,Master Downstairs
  • Attic: Finished

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,097
  • Total interior livable area: 2,097 sqft

Property

Details

  • Parcel number: 3352001130000001133.0000000
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 3,013 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$150$1,800
Property Taxes $707$8,484
Electricity $346$4,158
Total$3,326$39,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,034/yr
40% on housing$99,780/yr
45% on housing$88,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 10940$207
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10940$233
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Price change$429,000
2026-02-10Listed for sale$459,000
2026-02-09Listing removed$475,000
2026-01-16Listed for sale$475,000
2026-01-16Listing removed$475,000
2026-01-06Price change$475,000
2025-12-18Price change$519,000
2025-11-17Listed for sale$529,000
2021-03-31Sold$315,000
2021-02-08Pending sale$315,000
2020-12-17Price change$315,000
2020-11-16Listed for sale$325,000
2017-10-12Sold$265,180

For Sale by Agent

AgentBryant Moran
BrokerageYourHomeSold Guaranteed Realty

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