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797 Marlin St, Mcdade, TX, 78650

--beds
--baths
--sqft
$599,000
--price/sqft
$4,425/moest. monthly cost
$177,000/yrincome needed

About This Home

22 ACRES. UNRESTRICTED. YOUR VISION STARTS HERE. This is a true blank canvas, covered with mature trees that naturally create privacy, shade, and character from day one. Add in seller financing, a newly installed culvert, and a cut driveway, and you’ve got the groundwork in place to bring your vision to life—your way, on your timeline. Welcome to your piece of the Texas countryside in McDade—where space, seclusion, and long-term upside align. This 22-acre tract gives buyers the flexibility they’re chasing: Design and build your custom home, barndominium from the ground up or mobile home! Create a private weekend escape or future investment hold Establish your homestead, bring animals, and carve out your lifestyle Surrounded by rolling terrain, native trees, and wide-open skies, this property delivers that peaceful rural feel—while still being just minutes from Elgin and Bastrop for everyday convenience. Why this property stands out: Seller financing = flexible path to ownership Blank canvas = build exactly what you want Mature trees = built-in privacy and natural beauty Cleared access with culvert already installed Positioned in a high-growth Bastrop County corridor Opportunities like this aren’t about what’s already there—they’re about what’s possible. Let’s turn your vision into reality.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
McDade ISDGrades PK-62.9 mi
4/10
McDade High SchoolGrades 7-122.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 10016
  • Special condition: See Remarks

Features

  • Fencing: Partial
  • Has view: Yes
  • View description: Rural,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 22.00 Acres
  • Features: Private,Public Maintained Road,Trees-Heavy,Many Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$379$4,548
Property Taxes $780$9,360
Electricity $238$2,859
Total$4,425$53,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,714/yr
40% on housing$132,750/yr
45% on housing$118,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78650$500
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78650$188
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$599,000

For Sale by Agent

AgentJR Soler
BrokerageAll City Real Estate Ltd. Co

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