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2331 W St Lawrence Avenue, Beloit, WI, 53511

3beds
2baths
2,171sqft
$724,900
$334price/sqft
$5,155/moest. monthly cost
$206,200/yrincome needed

About This Home

Step into this timeless 3 bedroom and 2 bathroom farmhouse set on 5 acres in the town of Beloit. This home features a spacious master suite and living room each with its own gas fireplace for year round comfort. Enjoy classic style and charm with some modern updates, abundant light and quiet surroundings. The attached garage and workshop are the perfect space for extra storage and has plenty of room for your hobbies. This home offers the perfect spot for gardening, entertaining or just relaxing and listening to the sounds of nature. This home has a great country feel but close to everything Beloit has to offer. Located in the Turner School District and just a few miles from the new Rock County Christian School. Come check it out today. This property is subject to a survey that must be completed in order to divide the home and 5 acres from the existing parcel. The home and all 20 acres is listed as a separate listing, as well as just 15 acres of land. Taxes are estimated.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
Powers Elementary SchoolGrades PK-13.9 mi
4/10
Turner Middle SchoolGrades 6-84.3 mi
7/10
Turner High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1860

Materials

  • Construction materials: Wood Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Dishwasher,Microwave,Disposal,Water Softener

Basement

  • Has basement: Yes
  • Basement: Partial,Crawl Space,Block

Bathroom

  • Features: No Master Bedroom Bath

Bedroom2

  • Level: Upper
  • Area: 135

Bedroom3

  • Level: Upper
  • Area: 135

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 120

Features

  • Walk-In Closet(s),Separate Quarters,High Speed Internet,Breakfast Bar
  • Finished area below ground: 0
  • Finished area above ground: 2,171

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,171
  • Total interior livable area: 2,171 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 294

Master Bedroom

  • Level: Upper
  • Area: 273

Office

  • Level: Main
  • Area: 119

Property

Details

  • Parcel number: 004031037
  • Zoning: Res
  • Exclusions: Refrigerator,Washer,Dryer,And Sellers Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Living area range: 2001-2500

Lot

  • Lot size: 5 Acres
  • Features: Wooded

Parking

  • Total spaces: 3
  • Parking features: 3 Car,Attached,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$376$4,512
Property Taxes $910$10,920
Electricity $204$2,448
Total$5,155$61,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,742/yr
40% on housing$154,650/yr
45% on housing$137,466/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 53511$165
Rock County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 53511$148
Rock County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$300,000
2026-04-09Price change$499,999
2025-10-15Listed for sale$799,900

For Sale by Agent

AgentMelissa Gruber
BrokerageRE/MAX Ignite

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