2400 40th Ave S, Saint Cloud, MN, 56301
About This Home
Welcome to this beautiful 3-bedroom, 2-bath patio home offering the perfect combination of quality craftsmanship, modern finishes, and effortless one-level living. Built in 2022 by DG Homes & Remodeling, one of Central Minnesota's premier builders known for exceptional quality and attention to detail, this home has been meticulously maintained and shows like new. The open-concept floor plan is designed for both everyday living and entertaining, featuring abundant natural light, a spacious kitchen with a large center island, custom pantry, tray ceilings, and a private primary suite complete with a walk-in closet and beautifully appointed ensuite bath. The home also offers an oversized attached garage, main-floor laundry, in-floor heating, and thoughtful accessibility features that make it ideal for buyers looking for comfortable, low-maintenance living. One of this home's most desirable features is its private wooded backyard, providing peaceful views of mature birch trees and frequent wildlife sightings—an uncommon setting that offers far more privacy than many comparable patio homes in the area. Why choose this home over others? • Built in 2022 with the quality craftsmanship of a highly respected local builder. • Better privacy with a scenic wooded rear lot rather than neighboring homes directly behind. • Beautifully upgraded finishes throughout. • True one-level living with modern accessibility features. • Located in desirable South St. Cloud, close to shopping, restaurants, medical facilities, parks, and major commuter routes. • Move-in ready condition with the quality and feel of new construction—without the wait or uncertainty of building. If you've been searching for a patio home that stands above the rest in both quality and location, 2400 40th Ave. S. is one you won't want to miss! Please Note: The home is currently tenant occupied. The listing photos were taken of this model when the home was professionally staged and accurately reflect the home's layout, finishes, and overall condition.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Freezer,Microwave,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,493
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating,Zoned
- Cooling features: Central Air
Interior Area
- Total structure area: 1,493
- Total interior livable area: 1,493 sqft
Property
Accessibility
- Accessibility features: Doors 36"+
Details
- Parcel number: 82512540814
- Zoning description: Residential-Single Family
- Foundation area: 1493
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
Lot
- Lot size: 8,799 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 63'
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $252 | $3,024 |
| Property Taxes | $294 | $3,528 |
| Electricity | $170 | $2,050 |
| Total | $2,738 | $32,856 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $399,900 |
| 2024-01-10 | Listing removed | -- |
| 2023-12-12 | Listed for rent | $2,200 |
| 2023-10-05 | Listing removed | -- |
| 2023-10-03 | Price change | $2,000 |
| 2023-09-28 | Price change | $2,200 |
| 2023-09-26 | Price change | $2,000 |
| 2023-09-22 | Price change | $2,400 |
| 2023-09-19 | Price change | $2,200 |
| 2023-08-13 | Price change | $2,400 |
| 2023-08-06 | Listed for rent | $2,450 |
| 2022-05-27 | Sold | $349,000 |
| 2022-04-15 | Pending sale | $339,000 |
| 2022-04-02 | Listed for sale | $339,000 |
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