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106 Front St E, Hitterdal, MN, 56552

1beds
2baths
--sqft
$12,000
--price/sqft
$412/moest. monthly cost
$16,480/yrincome needed

About This Home

Would be good for many things. Good location. It was originally a hardware store i believe. It has a small apartment on the main floor. It needs to be cleaned out. The fair market value is approximately 29,200. Good neighbors. Parl across the street. With a little elbow grease you could flip it or live in it.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Ulen-Hitterdal SecondaryGrades 7-127.0 mi

Construction

Condition

  • Year built: 1913

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard,Other,Electric,Gas,Oil,Wood / Pellet
  • Cooling features: Wall

Property

Details

  • Parcel number: 576500040

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Park

Parking

  • Parking features: On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Hail
Strong Wind
Drought
Tornado
Wildfire

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $60$720
Home Insurance *$167$2,004
Property Taxes $15$180
Electricity $170$2,050
Total$412$4,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,125/yr
40% on housing$12,360/yr
45% on housing$10,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 56552$39
Clay County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 56552
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-26Price change$12,000
2026-07-12Price change$13,000
2026-06-22Listed for sale$14,000
2011-09-30Sold$2,751

For Sale by Owner

AgentProperty Owner

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